حساب المستفيد صالح من حيث الشكل لكنه مغلق ولا يمكنه استقبال الأموال.
AC04 means the IBAN is structurally valid and was once a real account, but the account has since been closed. The beneficiary may have changed banks or closed the account deliberately.
Contact the beneficiary and ask for their current active account details. Update your payment records and resend once you have the new IBAN.
تواصل مع المستفيد للحصول على بيانات حسابه الحالي وأعد إرسال الدفعة.
Track your payment by UETR — free on Ohmyfin: متتبع SWIFT
→ Full AC04 reference (English)