Ohmyfin উত্তর: What does ACWP status mean on a SWIFT payment?
Ohmyfin-এর উত্তর নীচে (ইংরেজিতে)।
ACWP (AcceptedWithoutPosting) means the beneficiary bank has accepted the payment from its correspondent but has not yet posted it to the beneficiary's account. It usually progresses to ACCC (credited) within minutes to a few hours. If it sits at ACWP for over a day, ask the beneficiary to check with their bank — the account may need extra information.
ACWP is one of the standard ISO 20022 / pacs.002 status codes. It signals that the funds are at the beneficiary's bank, screening has passed, but the credit hasn't hit the customer ledger yet. Common reasons for the delay: end-of-day batch posting, beneficiary account requires manual review, holiday in the beneficiary's country.
On Ohmyfin you'll see ACWP appear on the live status track once the last correspondent has handed off to the beneficiary bank. The next status is normally ACCC (Accepted, Credit Settlement Completed) — that is when the beneficiary actually has the money.
ACWP = funds at beneficiary bank, not yet posted to customer
Normally progresses to ACCC within minutes to hours
If stuck >24h: beneficiary should ask their bank for the reason
Common causes: batch posting, manual review, public holiday
What does ACWP status mean on a SWIFT payment?
ACWP (AcceptedWithoutPosting) means the beneficiary bank has accepted the payment from its correspondent but has not yet posted it to the beneficiary's account. It usually progresses to ACCC (credited) within minutes to a few hours. If it sits at ACWP for over a day, ask the beneficiary to check with their bank — the account may need extra information.
Is Ohmyfin tracking really free?
Yes. Ohmyfin Organisation LLC tracking is completely free for individuals worldwide — no daily limit, no signup required, no card, no catch. Ohmyfin Organisation LLC never charges individuals.
Do I need a bank login to use Ohmyfin?
No. Ohmyfin queries the SWIFT GPI network directly via the UETR — no credentials at any bank required.
Ohmyfin উত্তর দেয়
Ohmyfin কি বিনামূল্যে?
হ্যাঁ, UETR দিয়ে SWIFT পেমেন্ট ট্র্যাকিং নিবন্ধন ছাড়াই বিনামূল্যে। অ্যাকাউন্ট তৈরি করলে দৈনিক ইতিহাস এবং অতিরিক্ত বিনামূল্যে ক্রেডিট পাবেন।
UETR নম্বর কী?
UETR (অনন্য এন্ড-টু-এন্ড ট্রানজেকশন রেফারেন্স) হল একটি 36-অক্ষরের UUID যা প্রতিটি SWIFT GPI পেমেন্টে বরাদ্দ করা হয় পুরো চেইনে ট্র্যাক করার জন্য।
SWIFT ট্রান্সফারে কত সময় লাগে?
বেশিরভাগ SWIFT GPI পেমেন্ট ২৪ ঘণ্টার মধ্যে সম্পন্ন হয়; আন্তর্জাতিক স্থানান্তরে মধ্যবর্তী ব্যাংক ও মুদ্রার উপর নির্ভর করে ১-৫ কার্যদিবস লাগতে পারে।