SWIFT Codes in BUTAN

Free directory of all 7 correspondent bank SWIFT/BIC codes registered in BUTAN. Click any bank to view its full record and track an international SWIFT payment routed through it.

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Banking & Payment System Overview

Bhutan's ngultrum is pegged 1:1 to the Indian rupee, making India the primary gateway for Bhutan's cross-border payments. Bank of Bhutan and Bhutan National Bank are the main SWIFT correspondents, routing hydropower export proceeds (electricity sold to India represents Bhutan's largest export) and tourism receipts through Indian correspondent banks in Kolkata and Delhi.

RTGS / Settlement SystemRTGS (Royal Monetary Authority of Bhutan — RMA)
CurrencyBTN — Bhutanese Ngultrum (pegged 1:1 to INR)
Central BankRoyal Monetary Authority (RMA)
Typical SWIFT Timing2–4 days (via India corridor); 4–7 days (other destinations)
Frequently Asked Questions
How long does a SWIFT transfer to Bhutan take?

Most international SWIFT wires arrive in Bhutan within 2–5 business days. Payments cleared through correspondent banks may take longer depending on intermediary routing and local cut-off times.

What payment system is used for high-value transfers in Bhutan?

Bhutan processes large-value interbank settlements through RTGS. Retail transfers typically use ACH or local clearing networks, while cross-border wires enter via SWIFT.

What currency do banks in Bhutan use for SWIFT payments?

The primary settlement currency is BTN — Bhutanese Ngultrum. Foreign-currency wires are converted at the receiving bank's prevailing rate unless a specific currency account is held at the beneficiary institution.

Total correspondent banks indexed: 7

BHUBBTBT001
BANK OF BHUTAN LIMITED
BHDEBTBT
BHUTAN DEVELOPMENT BANK LIMITED
BNBTBTBT
BHUTAN NATIONAL BANK LTD
DIKIBTBB
DK LIMITED
PUNBBTBT
DRUK PNB BANK LIMITED
RMABBTBT
ROYAL MONETARY AUTHORITY OF BHUTAN
TBBTBTBT
T BANK LTD