SWIFT Codes in CHAD

Free directory of all 12 correspondent bank SWIFT/BIC codes registered in CHAD. Click any bank to view its full record and track an international SWIFT payment routed through it.

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Banking & Payment System Overview

Chad is a landlocked oil producer whose exports travel the Chad–Cameroon Pipeline to Kribi. Société Générale Tchad and Ecobank Tchad are the primary SWIFT correspondents. N'Djamena's banking infrastructure is limited; most international wires route through Cameroonian correspondent banks in Douala. Humanitarian aid for refugee populations from Sudan and CAR generates significant NGO payment flows.

RTGS / Settlement SystemSYSTAC (BEAC)
CurrencyXAF — Central African CFA Franc
Central BankBanque des États de l'Afrique Centrale (BEAC)
Typical SWIFT Timing5–10 days (international SWIFT)
Frequently Asked Questions
How long does a SWIFT transfer to Chad take?

Most international SWIFT wires arrive in Chad within 2–5 business days. Payments cleared through correspondent banks may take longer depending on intermediary routing and local cut-off times.

What payment system is used for high-value transfers in Chad?

Chad processes large-value interbank settlements through SYSTAC/BEAC. Retail transfers typically use ACH or local clearing networks, while cross-border wires enter via SWIFT.

What currency do banks in Chad use for SWIFT payments?

The primary settlement currency is XAF — CFA Franc. Foreign-currency wires are converted at the receiving bank's prevailing rate unless a specific currency account is held at the beneficiary institution.

Total correspondent banks indexed: 12

BCMATDND
ATTIJARI BANK TCHAD
BAGCTDND
BANQUE AGRICOLE ET COMMERCIALE
BCCXTDND
BANQUE COMMERCIALE DU CHARI
BHDTTDND
BANQUE DE L'HABITAT DU TCHAD SA
BEACTDND210
BANQUE DES ETATS DE L'AFRIQUE CENTRALE, (BEAC)
BSAHTDND
BANQUE SAHELO- SAHARIENNE POUR L', INVESTISSEMENT ET LE COMMERCE TCHAD
CBTNTDND
COMMERCIAL BANK TCHAD
CORITDND
CORIS BANK INTERNATIONAL TCHAD
ECOCTDND
ECOBANK TCHAD
ORBKTDNDAIR
ORABANK TCHAD
BTCHTDN1
SOCIETE GENERALE TCHAD
UNAFTDND
UNITED BANK FOR AFRICA - TCHAD