Free directory of all 5 correspondent bank SWIFT/BIC codes registered in COOK ISLANDS. Click any bank to view its full record and track an international SWIFT payment routed through it.
The Cook Islands use the New Zealand dollar as the primary currency, routing all SWIFT payments through New Zealand banking infrastructure (primarily ANZ Cook Islands and Bank of the Cook Islands). Avarua processes tourism revenues from Rarotonga resort visitors, black pearl export proceeds, and development aid. The Cook Islands maintains a close economic relationship with New Zealand, whose government has oversight responsibility for the territory's external affairs.
| RTGS / Settlement System | SWIFT (Bank of the Cook Islands — BCI; NZD-pegged) |
|---|---|
| Currency | NZD — New Zealand Dollar (Cook Islands Dollar also circulates locally) |
| Central Bank | Cook Islands Financial Supervisory Commission (oversight) |
| Typical SWIFT Timing | 3–7 days (via New Zealand SWIFT) |
Most international SWIFT wires arrive in Cook Islands within 2–5 business days. Payments cleared through correspondent banks may take longer depending on intermediary routing and local cut-off times.
Cook Islands processes large-value interbank settlements through SWIFT (NZD/NZ banking). Retail transfers typically use ACH or local clearing networks, while cross-border wires enter via SWIFT.
The primary settlement currency is NZD — New Zealand Dollar. Foreign-currency wires are converted at the receiving bank's prevailing rate unless a specific currency account is held at the beneficiary institution.
Total correspondent banks indexed: 5