SWIFT Codes in MICRONESIA — 1 Banks & Payment Tracking

Free directory of all 1 correspondent bank SWIFT/BIC codes registered in MICRONESIA. Click any bank to view its full record and track an international SWIFT payment routed through it.

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1UETR (Unique End-to-End Transaction Reference) What is a UETR?

36-character UUID from your MT103 field 121 or pacs.008 <UETR> tag. Where to find it →

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Banking & Payment System Overview

Federated States of Micronesia uses the USD under the Compact of Free Association with the United States. Bank of the Federated States of Micronesia (FSM Banking) processes SWIFT transfers, handling Compact grant disbursements (Micronesia's primary income source), tuna fishing licence fees from Pacific fleet operators, and tourist payments from Japan-focused dive tourism. Banking infrastructure is extremely limited outside Pohnpei.

RTGS / Settlement System	SWIFT (Federated States of Micronesia — FSM; USD)
Currency	USD — US Dollar
Central Bank	No independent central bank; US dollar system
Typical SWIFT Timing	3–7 days (international SWIFT)

Frequently Asked Questions

How long does a SWIFT transfer to Micronesia take?

Most international SWIFT wires arrive in Micronesia within 2–5 business days. Payments cleared through correspondent banks may take longer depending on intermediary routing and local cut-off times.

What payment system is used for high-value transfers in Micronesia?

Micronesia processes large-value interbank settlements through SWIFT (USD). Retail transfers typically use ACH or local clearing networks, while cross-border wires enter via SWIFT.

What currency do banks in Micronesia use for SWIFT payments?

The primary settlement currency is USD — US Dollar. Foreign-currency wires are converted at the receiving bank's prevailing rate unless a specific currency account is held at the beneficiary institution.