Free directory of all 12 correspondent bank SWIFT/BIC codes registered in MONTENEGRO. Click any bank to view its full record and track an international SWIFT payment routed through it.
Montenegro uses the euro without formal Eurozone membership, facilitating cross-border payments without exchange-rate friction. CKB (Crnogorska komercijalna banka / OTP affiliate) and NLB banka Montenegro are the primary SWIFT correspondents, processing tourism revenue flows from the Adriatic coast — Montenegro's largest foreign exchange earner — as well as FDI-related payments from the large real estate and infrastructure investment sector.
| RTGS / Settlement System | RTGS (Central Bank of Montenegro — CBCG) |
|---|---|
| Currency | EUR — Euro (unilaterally adopted) |
| Central Bank | Central Bank of Montenegro (CBCG) |
| Typical SWIFT Timing | 2–4 days (international SWIFT) |
Most international SWIFT wires arrive in Montenegro within 2–5 business days. Payments cleared through correspondent banks may take longer depending on intermediary routing and local cut-off times.
Montenegro processes large-value interbank settlements through RTGS. Retail transfers typically use ACH or local clearing networks, while cross-border wires enter via SWIFT.
The primary settlement currency is EUR — Euro. Foreign-currency wires are converted at the receiving bank's prevailing rate unless a specific currency account is held at the beneficiary institution.
Total correspondent banks indexed: 12