SWIFT Codes in SAINT THOMAS — 6 Banks & Payment Tracking

Free directory of all 6 correspondent bank SWIFT/BIC codes registered in SAINT THOMAS. Click any bank to view its full record and track an international SWIFT payment routed through it.

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36-character UUID from your MT103 field 121 or pacs.008 <UETR> tag. Where to find it →

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Banking & Payment System Overview

Saint Thomas is the primary commercial island of the US Virgin Islands, using USD and Federal Reserve payment infrastructure. FirstBank Puerto Rico USVI, Banco Popular USVI, and Scotia Bank USVI are the primary SWIFT correspondents, processing tourism revenues from cruise ship passengers (Charlotte Amalie is a major cruise destination), duty-free shopping payment flows, and financial services transactions from the territory's licensed banking sector.

RTGS / Settlement System	Fedwire (US Virgin Islands — Federal Reserve)
Currency	USD — US Dollar
Central Bank	Federal Reserve (US territory)
Typical SWIFT Timing	1–2 days (USD/Fedwire); 2–5 days (international SWIFT)

Frequently Asked Questions

How long does a SWIFT transfer to Saint Thomas (USVI) take?

Most international SWIFT wires arrive in Saint Thomas (USVI) within 2–5 business days. Payments cleared through correspondent banks may take longer depending on intermediary routing and local cut-off times.

What payment system is used for high-value transfers in Saint Thomas (USVI)?

Saint Thomas (USVI) processes large-value interbank settlements through Fedwire (US). Retail transfers typically use ACH or local clearing networks, while cross-border wires enter via SWIFT.

What currency do banks in Saint Thomas (USVI) use for SWIFT payments?

The primary settlement currency is USD — US Dollar. Foreign-currency wires are converted at the receiving bank's prevailing rate unless a specific currency account is held at the beneficiary institution.