SWIFT Codes in TIMOR LESTE — 5 Banks & Payment Tracking

Free directory of all 5 correspondent bank SWIFT/BIC codes registered in TIMOR LESTE. Click any bank to view its full record and track an international SWIFT payment routed through it.

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1UETR (Unique End-to-End Transaction Reference) What is a UETR?

36-character UUID from your MT103 field 121 or pacs.008 <UETR> tag. Where to find it →

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Banking & Payment System Overview

Timor-Leste uses the US dollar as its official currency, simplifying cross-border USD payments. Banco Nacional Ultramarino (BNU) and Mandiri Bank Timor are the primary SWIFT correspondents, routing Timor Sea oil and gas royalty payments — which fund the Petroleum Fund (over $19 billion in assets) — as well as coffee export proceeds and international development aid disbursements.

RTGS / Settlement System	SWIFT (Banking and Payment Authority — BPA)
Currency	USD — US Dollar (dollarised)
Central Bank	Banking and Payment Authority of Timor-Leste (BPA)
Typical SWIFT Timing	3–7 days (international SWIFT)

Frequently Asked Questions

How long does a SWIFT transfer to Timor-Leste take?

Most international SWIFT wires arrive in Timor-Leste within 2–5 business days. Payments cleared through correspondent banks may take longer depending on intermediary routing and local cut-off times.

What payment system is used for high-value transfers in Timor-Leste?

Timor-Leste processes large-value interbank settlements through SWIFT. Retail transfers typically use ACH or local clearing networks, while cross-border wires enter via SWIFT.

What currency do banks in Timor-Leste use for SWIFT payments?

The primary settlement currency is USD — US Dollar. Foreign-currency wires are converted at the receiving bank's prevailing rate unless a specific currency account is held at the beneficiary institution.