SWIFT Codes in ZAMBIA

Free directory of all 32 correspondent bank SWIFT/BIC codes registered in ZAMBIA. Click any bank to view its full record and track an international SWIFT payment routed through it.

Payment Tracker

LIVE

Paste your UETR — we query the SWIFT GPI network in real time.

36-character UUID from your MT103 field 121 or pacs.008 <UETR> tag. Where to find it →

Receive your tracking result instantly after search
If not found, we’ll monitor for 7 days and alert you
No account needed — one-click unsubscribe
2
Trusted by 2M+ users monthly  ·  No account or card required
Encrypted | SWIFT Network Coverage | Real-time GPI

Banking & Payment System Overview

Zambia's ZIPS RTGS processes ZMW settlements and Lusaka's financial centre handles copper export revenues — Zambia is Africa's second-largest copper producer. Zanaco (Zambia National Commercial Bank), Standard Chartered Zambia, Atlas Mara Zambia, and Absa Zambia are the primary SWIFT correspondents. Zambia hosts Chinese mining companies that route substantial RMB and USD mining payments through Lusaka banking.

RTGS / Settlement SystemZIPS (Zambia Interbank Payment and Settlement System)
CurrencyZMW — Zambian Kwacha
Central BankBank of Zambia (BOZ)
Typical SWIFT Timing2–4 days (southern Africa); 3–6 days (international)
Frequently Asked Questions
How long does a SWIFT transfer to Zambia take?

Most international SWIFT wires arrive in Zambia within 2–5 business days. Payments cleared through correspondent banks may take longer depending on intermediary routing and local cut-off times.

What payment system is used for high-value transfers in Zambia?

Zambia processes large-value interbank settlements through ZIPS. Retail transfers typically use ACH or local clearing networks, while cross-border wires enter via SWIFT.

What currency do banks in Zambia use for SWIFT payments?

The primary settlement currency is ZMW — Zambian Kwacha. Foreign-currency wires are converted at the receiving bank's prevailing rate unless a specific currency account is held at the beneficiary institution.

Total correspondent banks indexed: 32

ABBAZMLU
AB BANK ZAMBIA LTD.
BARCZMLXKPC
ABSA BANK ZAMBIA PLC
AZAMZMLU
ACCESS BANK ZAMBIA LIMITED
FMBZZMLX
AFRICAN BANKING CORPORATION ZAMBIA
BKCHZMLU
BANK OF CHINA (ZAMBIA) LTD
BAZAZMLU
BANK OF ZAMBIA
BATSZML1
BRITISH AMERICAN TOBACCO (ZAMBIA) PLC
CITIZMLU
CITIBANK ZAMBIA LTD
DEBZZML1
DEVELOPMENT BANK OF ZAMBIA
ECOCZMLU
ECOBANK ZAMBIA LIMITED
FALLZMLU
FIRST ALLIANCE BANK
FRCGZMLU
FIRST CAPITAL BANK LIMITED
FIRNZMLX
FIRST NATIONAL BANK ZAMBIA LIMITED
FXAFZML1
FX AFRICA BUREAU DE CHANGE ZAMBIA LTD
INZAZMLX
INDO-ZAMBIA BANK MUKONTEKA ROAD
IDHZZML1
INTERMARKET BANKING CORPORATION, ZAMBIA LIMITED
INSZZML1
INTERMARKET SECURITIES (ZAMBIA) LIMITED
XLUSZML1
LUSAKA SECURITIES EXCHANGE PLC
LCSDZML1
LUSE CENTRAL SHARE DEPOSITORY
MINVZML1
MANIFOLD INVESTMENT BANK LIMITED
MEZAZML1
MERIDIEN BIAO ZAMBIA LTD.
NPSAZML1
NATIONAL PENSION SCHEME AUTHORITY
NSCBZML1022
NATIONAL SAVINGS AND CREDIT BANK OF, ZAMBIA
NCBPZML1
NEW CAPITAL BANK PLC
PSNIZML1
PANGAEA/ EMI SECURITIES LIMITED NORTH, WING, FLOOR 3
RMIEZML2
ROYAL MONZE INSTITUTE OF MEDICAL, EVANGELISM LIMITED
SBICZMLX
STANBIC BANK ZAMBIA LIMITED
SCBLZMLX
STANDARD CHARTERED BANK ZAMBIA PLC
UNAFZMLU
UNITED BANK FOR AFRICA ZAMBIA LIMITED
ZAEIZML1
ZAMBIA EXPORT AND IMPORT BANK LTD.
ZICBZMLU
ZAMBIA INDUSTRIAL COMMERCIAL BANK, LIMITED
ZNCOZMLU
ZAMBIA NATIONAL COMMERCIAL BANK PLC