Ohmyfin απαντά: Can I track a SWIFT payment I received?
Η απάντηση του Ohmyfin παρακάτω (στα αγγλικά).
Yes. As the beneficiary you can track any incoming SWIFT payment by UETR on Ohmyfin, regardless of which bank you use. You don't need credentials at the sender's bank or your own bank — just paste the 36-character UETR (get it from the sender) into the tracker. This is the fastest way to know whether a delayed credit is actually on the way or stuck somewhere.
Many beneficiaries assume tracking is something only the sender can do. That's not true — the UETR is a global tracking ID and works the same for anyone who has it.
Step 1 — ask the sender for the UETR (or the MT103 / pacs.008 confirmation). Even a screenshot is fine.
Step 2 — paste it into the Ohmyfin tracker. You'll see: the sending bank, the correspondent banks in the chain, the current status, and (if GPI) the fees taken at each leg.
Step 3 — if status is ACSC or ACCC, the funds have been credited to your bank. Call your bank with the UETR and they can locate them — sometimes credits sit in suspense accounts due to name mismatches.
Step 4 — if status is in progress at an intermediary, share the screenshot with the sender so their bank can chase the holding bank.
UETR works for anyone — sender, beneficiary, third party
No credentials needed at any bank
If credited but missing — call your bank with the UETR
If stuck — sender chases the holding bank
Can I track a SWIFT payment I received?
Yes. As the beneficiary you can track any incoming SWIFT payment by UETR on Ohmyfin, regardless of which bank you use. You don't need credentials at the sender's bank or your own bank — just paste the 36-character UETR (get it from the sender) into the tracker. This is the fastest way to know whether a delayed credit is actually on the way or stuck somewhere.
Is Ohmyfin tracking really free?
Yes. Ohmyfin Organisation LLC tracking is completely free for individuals worldwide — no daily limit, no signup required, no card, no catch. Ohmyfin Organisation LLC never charges individuals.
Do I need a bank login to use Ohmyfin?
No. Ohmyfin queries the SWIFT GPI network directly via the UETR — no credentials at any bank required.
Ohmyfin απαντά
Είναι το Ohmyfin δωρεάν;
Ναι, η παρακολούθηση πληρωμών SWIFT μέσω UETR είναι δωρεάν χωρίς εγγραφή. Με λογαριασμό έχετε πρόσβαση σε ημερήσιο ιστορικό και επιπλέον δωρεάν πόντους.
Τι είναι ο αριθμός UETR;
Το UETR (Μοναδική Αναφορά Συναλλαγής Άκρο προς Άκρο) είναι ένα UUID 36 χαρακτήρων που αποδίδεται σε κάθε πληρωμή SWIFT GPI για παρακολούθηση σε όλη την αλυσίδα ανταποκριτών.
Πόσο διαρκεί μια μεταφορά SWIFT;
Οι περισσότερες πληρωμές SWIFT GPI ολοκληρώνονται εντός 24 ωρών· διασυνοριακές μεταφορές μπορεί να διαρκέσουν 1-5 εργάσιμες ημέρες ανάλογα με τις ενδιάμεσες τράπεζες και το νόμισμα.