Ohmyfin απαντά: How do I get the UETR from my bank?
Η απάντηση του Ohmyfin παρακάτω (στα αγγλικά).
Ask your bank for the SWIFT confirmation or MT103 copy of your payment — the UETR appears in field 121. Most online banking portals also show the UETR on the payment receipt or transaction details screen, often labelled 'UETR', 'SWIFT reference' or 'GPI reference'.
If you sent the payment, log in to your online banking and open the transaction details. Look for a 36-character code labelled 'UETR', 'SWIFT GPI reference', 'End-to-end tracking ID' or 'Unique reference'. Banks like HSBC, Barclays, Citi, JPM, Wells Fargo and Chase show it directly in the payment confirmation.
If you can't find it, request a copy of the MT103 from your bank. The UETR is in field 121 inside block 3 of the message. Most banks will email or print this on request — it's free.
If you are the beneficiary, the sender's bank holds the UETR. Ask the sender to forward the SWIFT confirmation. The same UETR works at every bank in the chain — beneficiary banks can also look it up if you ask.
Some banks (mainly retail / smaller institutions) hide the UETR from customers and require a phone-banking request. Insist — the UETR is mandatory data on every SWIFT payment since 2018 and you have a right to it.
Look in online banking → transaction details → 'UETR'
Or request a copy of the MT103 — UETR is in field 121
Same UETR works at every bank in the chain
Banks must provide it — mandatory since November 2018
How do I get the UETR from my bank?
Ask your bank for the SWIFT confirmation or MT103 copy of your payment — the UETR appears in field 121. Most online banking portals also show the UETR on the payment receipt or transaction details screen, often labelled 'UETR', 'SWIFT reference' or 'GPI reference'.
Is Ohmyfin tracking really free?
Yes. Ohmyfin Organisation LLC tracking is completely free for individuals worldwide — no daily limit, no signup required, no card, no catch. Ohmyfin Organisation LLC never charges individuals.
Do I need a bank login to use Ohmyfin?
No. Ohmyfin queries the SWIFT GPI network directly via the UETR — no credentials at any bank required.
Ohmyfin απαντά
Είναι το Ohmyfin δωρεάν;
Ναι, η παρακολούθηση πληρωμών SWIFT μέσω UETR είναι δωρεάν χωρίς εγγραφή. Με λογαριασμό έχετε πρόσβαση σε ημερήσιο ιστορικό και επιπλέον δωρεάν πόντους.
Τι είναι ο αριθμός UETR;
Το UETR (Μοναδική Αναφορά Συναλλαγής Άκρο προς Άκρο) είναι ένα UUID 36 χαρακτήρων που αποδίδεται σε κάθε πληρωμή SWIFT GPI για παρακολούθηση σε όλη την αλυσίδα ανταποκριτών.
Πόσο διαρκεί μια μεταφορά SWIFT;
Οι περισσότερες πληρωμές SWIFT GPI ολοκληρώνονται εντός 24 ωρών· διασυνοριακές μεταφορές μπορεί να διαρκέσουν 1-5 εργάσιμες ημέρες ανάλογα με τις ενδιάμεσες τράπεζες και το νόμισμα.