RJCT

Rejected

El pago ha sido rechazado por un banco. Los fondos están siendo devueltos al remitente.

RJCT (Rejected) is the top-level ISO 20022 status that tells you the payment will not complete. A more specific reason code — such as AC01, AC04, AC06, or RR04 — appears alongside RJCT to tell you exactly why.

When you see RJCT on Ohmyfin, look at the reason code in the same status entry. That code tells you whether the problem is a wrong account number (AC01), a closed account (AC04), a blocked account (AC06), a sanctions issue (RR01–RR04), or a technical format error (FF01).

In most cases funds are returned to the sender within 2–5 business days. The original correspondent fees are typically not refunded.

How to fix RJCT

Revise el código de motivo junto a RJCT, corrija los datos y reenvíe el pago.

Track your payment by UETR — free on Ohmyfin: Rastreador SWIFT

→ Full RJCT reference (English)