حساب ذینفع از نظر فرمت معتبر است اما بسته شده و نمیتواند وجوه دریافت کند.
AC04 means the IBAN is structurally valid and was once a real account, but the account has since been closed. The beneficiary may have changed banks or closed the account deliberately.
Contact the beneficiary and ask for their current active account details. Update your payment records and resend once you have the new IBAN.
با ذینفع تماس بگیرید، اطلاعات حساب فعلی را دریافت کنید و مجدداً ارسال نمایید.
Track your payment by UETR — free on Ohmyfin: ردیاب SWIFT
→ Full AC04 reference (English)