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AC04

Closed Account

Le compte du bénéficiaire est valide en format mais a été clôturé et ne peut plus recevoir de fonds.

AC04 means the IBAN is structurally valid and was once a real account, but the account has since been closed. The beneficiary may have changed banks or closed the account deliberately.

Contact the beneficiary and ask for their current active account details. Update your payment records and resend once you have the new IBAN.

How to fix AC04

Contactez le bénéficiaire pour obtenir ses coordonnées bancaires actuelles et renvoyez le paiement.

Track your payment by UETR — free on Ohmyfin: Suivi SWIFT

→ Full AC04 reference (English)