בית ›
Ohmyfin עונה ›
What does RJCT status mean on my SWIFT payment?
Ohmyfin עונה: What does RJCT status mean on my SWIFT payment?
תשובת Ohmyfin למטה (באנגלית).
RJCT (Rejected) means one of the banks in the chain has rejected the payment outright. The funds are being (or have been) returned to the sender minus correspondent-banking charges. The most common reasons are invalid IBAN/BIC, sanctions match, account closed, or insufficient information on the ordering customer (FATF Rule 16).
Every RJCT carries a reason code from the ISO 20022 ExternalReturnReason1Code list. Common ones: AC01 (account incorrect), AC04 (account closed), AC06 (account blocked), AM05 (duplicate), MS03 (reason not specified), FF01 (invalid file format), CUST (requested by customer), AGNT (requested by agent), SANC (sanctions hit).
Track the UETR on Ohmyfin to see the rejection reason code on the live status. Then ask the sender's bank for the full return message — it always names the rejecting bank and the reason.
Once the funds are returned, the sender can re-issue the payment with corrected details. Note that the original charges are usually not refunded.
RJCT = the payment was rejected outright by one of the banks
Reason codes follow ISO 20022 ExternalReturnReason1Code
Funds return to sender minus correspondent charges (not refunded)
RJCT (Rejected) means one of the banks in the chain has rejected the payment outright. The funds are being (or have been) returned to the sender minus correspondent-banking charges. The most common reasons are invalid IBAN/BIC, sanctions match, account closed, or insufficient information on the ordering customer (FATF Rule 16).
Is Ohmyfin tracking really free?
Yes. Ohmyfin Organisation LLC tracking is completely free for individuals worldwide — no daily limit, no signup required, no card, no catch. Ohmyfin Organisation LLC never charges individuals.
Do I need a bank login to use Ohmyfin?
No. Ohmyfin queries the SWIFT GPI network directly via the UETR — no credentials at any bank required.
Ohmyfin עונה
האם Ohmyfin חינמי?
כן, מעקב אחר תשלומי SWIFT לפי UETR חינמי ללא רישום. עם חשבון תקבלו היסטוריה יומית וקרדיטים חינמיים נוספים.
מה זה מספר UETR?
UETR (ייחוס עסקה ייחודי מקצה לקצה) הוא UUID של 36 תווים המוקצה לכל תשלום SWIFT GPI למעקב לאורך כל שרשרת בנקי הכתב.
כמה זמן לוקח העברת SWIFT?
רוב תשלומי SWIFT GPI מסתיימים תוך 24 שעות; העברות בינלאומיות עשויות לקחת 1-5 ימי עסקים בהתאם לבנקים המתווכים ולמטבע.