מספר ה-IBAN או חשבון המוטב אינו תקין או לא קיים בבנק המקבל.
AC01 is the most common SWIFT reject code. It means the account number provided (usually an IBAN) either fails the check-digit validation or does not match any account at the beneficiary bank.
Most AC01 rejections are caused by a single transposed digit in the IBAN. The IBAN check-digit algorithm catches many of these before the payment even leaves the bank — but not all errors are caught at entry.
Funds are returned within 2–5 business days. Get the correct IBAN directly from the beneficiary's bank statement or account-opening letter before resending.
קבלו את ה-IBAN הנכון מדפי החשבון של המוטב ואמתו אותו לפני שליחה מחדש.
Track your payment by UETR — free on Ohmyfin: עוקב SWIFT
→ Full AC01 reference (English)