חשבון המוטב תקין מבחינה פורמלית אך נסגר ואינו יכול לקבל כספים.
AC04 means the IBAN is structurally valid and was once a real account, but the account has since been closed. The beneficiary may have changed banks or closed the account deliberately.
Contact the beneficiary and ask for their current active account details. Update your payment records and resend once you have the new IBAN.
צרו קשר עם המוטב לקבלת פרטי החשבון הנוכחי ושלחו שוב.
Track your payment by UETR — free on Ohmyfin: עוקב SWIFT
→ Full AC04 reference (English)