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AC04

Closed Account

Rekening penerima manfaat valid secara format tetapi sudah ditutup dan tidak bisa menerima dana.

AC04 means the IBAN is structurally valid and was once a real account, but the account has since been closed. The beneficiary may have changed banks or closed the account deliberately.

Contact the beneficiary and ask for their current active account details. Update your payment records and resend once you have the new IBAN.

How to fix AC04

Hubungi penerima manfaat untuk mendapatkan data rekening terbaru dan kirim ulang.

Track your payment by UETR — free on Ohmyfin: Pelacak SWIFT

→ Full AC04 reference (English)