AC06

Blocked Account

Il conto del beneficiario è aperto ma bloccato, di solito per motivi AML o sanzionatori.

AC06 is more serious than AC01 or AC04. The account exists and is active, but is blocked by the beneficiary's bank — typically because of an AML investigation, a court order, a sanctions freeze, or a KYC re-check.

The sender cannot resolve this. The beneficiary must contact their bank to understand and resolve the block. In sanctions cases, funds may be frozen by the regulator and not returned.

How to fix AC06

Il beneficiario deve contattare la propria banca. Il mittente deve monitorare l'UETR su Ohmyfin.

Track your payment by UETR — free on Ohmyfin: Tracker SWIFT

→ Full AC06 reference (English)