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Can I track a SWIFT payment I received?
Ohmyfin 답변: Can I track a SWIFT payment I received?
Ohmyfin의 답변은 아래에 있습니다 (영어).
Yes. As the beneficiary you can track any incoming SWIFT payment by UETR on Ohmyfin, regardless of which bank you use. You don't need credentials at the sender's bank or your own bank — just paste the 36-character UETR (get it from the sender) into the tracker. This is the fastest way to know whether a delayed credit is actually on the way or stuck somewhere.
Many beneficiaries assume tracking is something only the sender can do. That's not true — the UETR is a global tracking ID and works the same for anyone who has it.
Step 1 — ask the sender for the UETR (or the MT103 / pacs.008 confirmation). Even a screenshot is fine.
Step 2 — paste it into the Ohmyfin tracker. You'll see: the sending bank, the correspondent banks in the chain, the current status, and (if GPI) the fees taken at each leg.
Step 3 — if status is ACSC or ACCC, the funds have been credited to your bank. Call your bank with the UETR and they can locate them — sometimes credits sit in suspense accounts due to name mismatches.
Step 4 — if status is in progress at an intermediary, share the screenshot with the sender so their bank can chase the holding bank.
UETR works for anyone — sender, beneficiary, third party
No credentials needed at any bank
If credited but missing — call your bank with the UETR
If stuck — sender chases the holding bank
Can I track a SWIFT payment I received?
Yes. As the beneficiary you can track any incoming SWIFT payment by UETR on Ohmyfin, regardless of which bank you use. You don't need credentials at the sender's bank or your own bank — just paste the 36-character UETR (get it from the sender) into the tracker. This is the fastest way to know whether a delayed credit is actually on the way or stuck somewhere.
Is Ohmyfin tracking really free?
Yes. Ohmyfin Organisation LLC tracking is completely free for individuals worldwide — no daily limit, no signup required, no card, no catch. Ohmyfin Organisation LLC never charges individuals.
Do I need a bank login to use Ohmyfin?
No. Ohmyfin queries the SWIFT GPI network directly via the UETR — no credentials at any bank required.
Ohmyfin 답변
Ohmyfin은 무료인가요?
네, UETR로 SWIFT 결제를 추적하는 것은 등록 없이 무료입니다. 계정을 만들면 일별 이력과 추가 무료 크레딧을 이용할 수 있습니다.
UETR 번호란 무엇인가요?
UETR(고유 종단 간 거래 참조)은 모든 SWIFT GPI 결제에 할당된 36자리 UUID로, 전체 환거래 은행 체인을 통해 추적하는 데 사용됩니다.
SWIFT 송금은 얼마나 걸리나요?
대부분의 SWIFT GPI 결제는 24시간 이내에 완료됩니다. 국제 송금은 중개 은행과 통화에 따라 1-5 영업일이 소요될 수 있습니다.