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Ohmyfin 답변: How do I find the UETR in my online banking?

Ohmyfin의 답변은 아래에 있습니다 (영어).

In most online banking platforms, open the cross-border / international payment receipt, then look for a field labelled UETR, GPI reference, end-to-end ID, or transaction reference. The UETR is always 36 characters long in the format 8-4-4-4-12. If you can only download the MT103 PDF, the UETR is in field 121 inside block 3 of the message.

Bank-specific paths (correct as of 2026): HSBC -> Payments > Sent payments > click the payment > 'GPI tracker'. Barclays -> Payments > International > Payment details > 'Reference'. Wise -> Activity > the transfer > 'Show transfer details' > 'Reference'. Revolut -> Transactions > the transfer > 'Reference'. Chase -> Wire centre > Activity > the wire > 'Wire reference'. Deutsche Bank -> Online banking > Transactions > International > 'UETR'.

If your bank's portal doesn't show the UETR, request the MT103 message copy from the bank (this is your right as the payment originator) and look for tag 121 inside block 3. It will look like: {3:{121:12345678-1234-4abc-9def-1234567890ab}}.

Once you have it, paste it into Ohmyfin to see the live cross-bank status without any bank login.

• Look for: UETR, GPI reference, end-to-end ID, transaction reference
• Format is always 36 chars: 8-4-4-4-12 hexadecimal
• On MT103: inside block 3 as tag {121:...}
• Bank-specific paths covered for HSBC, Barclays, Wise, Revolut, Chase, DB

How do I find the UETR in my online banking?

In most online banking platforms, open the cross-border / international payment receipt, then look for a field labelled UETR, GPI reference, end-to-end ID, or transaction reference. The UETR is always 36 characters long in the format 8-4-4-4-12. If you can only download the MT103 PDF, the UETR is in field 121 inside block 3 of the message.

Is Ohmyfin tracking really free?

Yes. Ohmyfin Organisation LLC tracking is completely free for individuals worldwide — no daily limit, no signup required, no card, no catch. Ohmyfin Organisation LLC never charges individuals.

Do I need a bank login to use Ohmyfin?

No. Ohmyfin queries the SWIFT GPI network directly via the UETR — no credentials at any bank required.

Ohmyfin 답변

Ohmyfin은 무료인가요?

네, UETR로 SWIFT 결제를 추적하는 것은 등록 없이 무료입니다. 계정을 만들면 일별 이력과 추가 무료 크레딧을 이용할 수 있습니다.

UETR 번호란 무엇인가요?

UETR(고유 종단 간 거래 참조)은 모든 SWIFT GPI 결제에 할당된 36자리 UUID로, 전체 환거래 은행 체인을 통해 추적하는 데 사용됩니다.

SWIFT 송금은 얼마나 걸리나요?

대부분의 SWIFT GPI 결제는 24시간 이내에 완료됩니다. 국제 송금은 중개 은행과 통화에 따라 1-5 영업일이 소요될 수 있습니다.

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