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Ohmyfin 답변: Why is my UETR not found?

Ohmyfin의 답변은 아래에 있습니다 (영어).

A UETR may return 'not found' for five reasons: the payment hasn't been sent yet, the UETR is mistyped, the payment is older than the bank tracker's retention window, the payment was recalled or cancelled, or the SWIFT network hasn't propagated the first status event yet.

First, verify the UETR is exactly 36 characters in 5 groups (8-4-4-4-12) of hexadecimal characters and dashes. The third group always begins with the digit 4 (UUID v4 format). A common mistake is copying the bank's internal reference (TRN) instead of the UETR.

Second, ask the sender to confirm the payment was actually released, not just instructed. Until the originating bank pushes the message into SWIFT, no tracker (including the bank's own portal) will find it.

Third, many bank-side public trackers only retain payment records for 7-30 days from the last status update. Deutsche Bank's corporates.db.com tracker, for example, drops records about 7 days after the last event. Ohmyfin retains tracking history longer than most bank portals.

Fourth, if the payment was recalled (camt.056), placed on sanctions hold, or moved to a confidential investigation queue, public trackers often hide it. The status still exists — just not on the public lookup endpoint.

Fifth, give it 5-15 minutes after the sender released the payment. The first GPI status event needs to propagate through the SWIFT network before any tracker can see it.

Why is my UETR not found?
A UETR may return 'not found' for five reasons: the payment hasn't been sent yet, the UETR is mistyped, the payment is older than the bank tracker's retention window, the payment was recalled or cancelled, or the SWIFT network hasn't propagated the first status event yet.
Is Ohmyfin tracking really free?
Yes. Ohmyfin Organisation LLC tracking is completely free for individuals worldwide — no daily limit, no signup required, no card, no catch. Ohmyfin Organisation LLC never charges individuals.
Do I need a bank login to use Ohmyfin?
No. Ohmyfin queries the SWIFT GPI network directly via the UETR — no credentials at any bank required.

Ohmyfin 답변

Ohmyfin은 무료인가요?
네, UETR로 SWIFT 결제를 추적하는 것은 등록 없이 무료입니다. 계정을 만들면 일별 이력과 추가 무료 크레딧을 이용할 수 있습니다.
UETR 번호란 무엇인가요?
UETR(고유 종단 간 거래 참조)은 모든 SWIFT GPI 결제에 할당된 36자리 UUID로, 전체 환거래 은행 체인을 통해 추적하는 데 사용됩니다.
SWIFT 송금은 얼마나 걸리나요?
대부분의 SWIFT GPI 결제는 24시간 이내에 완료됩니다. 국제 송금은 중개 은행과 통화에 따라 1-5 영업일이 소요될 수 있습니다.
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