RJCT

Rejected

Płatność została odrzucona przez bank. Środki są zwracane nadawcy.

RJCT (Rejected) is the top-level ISO 20022 status that tells you the payment will not complete. A more specific reason code — such as AC01, AC04, AC06, or RR04 — appears alongside RJCT to tell you exactly why.

When you see RJCT on Ohmyfin, look at the reason code in the same status entry. That code tells you whether the problem is a wrong account number (AC01), a closed account (AC04), a blocked account (AC06), a sanctions issue (RR01–RR04), or a technical format error (FF01).

In most cases funds are returned to the sender within 2–5 business days. The original correspondent fees are typically not refunded.

How to fix RJCT

Sprawdź kod przyczyny obok RJCT, popraw dane i wyślij ponownie.

Track your payment by UETR — free on Ohmyfin: Tracker SWIFT

→ Full RJCT reference (English)