Ohmyfin responde: How do I find the UETR in my online banking?
A Ohmyfin responde abaixo. O conteúdo está em inglês.
In most online banking platforms, open the cross-border / international payment receipt, then look for a field labelled UETR, GPI reference, end-to-end ID, or transaction reference. The UETR is always 36 characters long in the format 8-4-4-4-12. If you can only download the MT103 PDF, the UETR is in field 121 inside block 3 of the message.
Bank-specific paths (correct as of 2026): HSBC -> Payments > Sent payments > click the payment > 'GPI tracker'. Barclays -> Payments > International > Payment details > 'Reference'. Wise -> Activity > the transfer > 'Show transfer details' > 'Reference'. Revolut -> Transactions > the transfer > 'Reference'. Chase -> Wire centre > Activity > the wire > 'Wire reference'. Deutsche Bank -> Online banking > Transactions > International > 'UETR'.
If your bank's portal doesn't show the UETR, request the MT103 message copy from the bank (this is your right as the payment originator) and look for tag 121 inside block 3. It will look like: {3:{121:12345678-1234-4abc-9def-1234567890ab}}.
Once you have it, paste it into Ohmyfin to see the live cross-bank status without any bank login.
Bank-specific paths covered for HSBC, Barclays, Wise, Revolut, Chase, DB
How do I find the UETR in my online banking?
In most online banking platforms, open the cross-border / international payment receipt, then look for a field labelled UETR, GPI reference, end-to-end ID, or transaction reference. The UETR is always 36 characters long in the format 8-4-4-4-12. If you can only download the MT103 PDF, the UETR is in field 121 inside block 3 of the message.
Is Ohmyfin tracking really free?
Yes. Ohmyfin Organisation LLC tracking is completely free for individuals worldwide — no daily limit, no signup required, no card, no catch. Ohmyfin Organisation LLC never charges individuals.
Do I need a bank login to use Ohmyfin?
No. Ohmyfin queries the SWIFT GPI network directly via the UETR — no credentials at any bank required.
Ohmyfin responde
O Ohmyfin é gratuito?
Sim, o rastreamento de pagamentos SWIFT por UETR é gratuito sem necessidade de registo. Com uma conta tem acesso ao histórico diário e mais créditos gratuitos.
O que é um número UETR?
O UETR (Referência de Transação Única de Ponta a Ponta) é um identificador UUID de 36 caracteres atribuído a cada pagamento SWIFT GPI para rastreio em toda a cadeia.
Quanto tempo demora uma transferência SWIFT?
A maioria dos pagamentos SWIFT GPI é concluída em 24 horas; transferências internacionais podem demorar 1 a 5 dias úteis conforme os bancos intermediários e a moeda.