AC06

Blocked Account

A conta do beneficiário está aberta mas bloqueada, geralmente por razões AML ou sanções.

AC06 is more serious than AC01 or AC04. The account exists and is active, but is blocked by the beneficiary's bank — typically because of an AML investigation, a court order, a sanctions freeze, or a KYC re-check.

The sender cannot resolve this. The beneficiary must contact their bank to understand and resolve the block. In sanctions cases, funds may be frozen by the regulator and not returned.

How to fix AC06

O beneficiário deve contactar o seu banco. O remetente deve rastrear o UETR no Ohmyfin.

Track your payment by UETR — free on Ohmyfin: Rastreador SWIFT

→ Full AC06 reference (English)