AC04

Closed Account

Contul beneficiarului este valid ca format, dar a fost închis și nu mai poate primi fonduri.

AC04 means the IBAN is structurally valid and was once a real account, but the account has since been closed. The beneficiary may have changed banks or closed the account deliberately.

Contact the beneficiary and ask for their current active account details. Update your payment records and resend once you have the new IBAN.

How to fix AC04

Contactați beneficiarul pentru datele bancare actuale și retrimiteți plata.

Track your payment by UETR — free on Ohmyfin: Urmăritor SWIFT

→ Full AC04 reference (English)