AC06

Blocked Account

Contul beneficiarului este deschis dar blocat, de obicei din motive AML sau sancțiuni.

AC06 is more serious than AC01 or AC04. The account exists and is active, but is blocked by the beneficiary's bank — typically because of an AML investigation, a court order, a sanctions freeze, or a KYC re-check.

The sender cannot resolve this. The beneficiary must contact their bank to understand and resolve the block. In sanctions cases, funds may be frozen by the regulator and not returned.

How to fix AC06

Beneficiarul trebuie să contacteze banca. Expeditorul trebuie să urmărească UETR pe Ohmyfin.

Track your payment by UETR — free on Ohmyfin: Urmăritor SWIFT

→ Full AC06 reference (English)