AC04

Closed Account

Счёт получателя формально верен, но закрыт и не может получать средства.

AC04 means the IBAN is structurally valid and was once a real account, but the account has since been closed. The beneficiary may have changed banks or closed the account deliberately.

Contact the beneficiary and ask for their current active account details. Update your payment records and resend once you have the new IBAN.

How to fix AC04

Свяжитесь с получателем, узнайте актуальные реквизиты и повторите платёж.

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→ Full AC04 reference (English)