Ohmyfin yanıtlıyor: What is the difference between UETR and TRN?
Ohmyfin'in yanıtı aşağıda (İngilizce).
A UETR (Unique End-to-end Transaction Reference) is a 36-character global identifier that travels with the payment through every bank in the chain. A TRN (Transaction Reference Number) is a bank-specific reference assigned by each individual bank — different at the sender's bank, the correspondent, and the beneficiary's bank. For end-to-end tracking, always use the UETR.
UETR — 36 characters, hex, format 8-4-4-4-12. Generated by the originating bank and mandatory on every SWIFT payment since November 2018. Found in MT103 field 121 / pacs.008 <UETR>. The same UETR works at every bank in the chain.
TRN — bank-assigned, typically up to 16 characters, format varies by bank. Found in MT103 field 20 (Sender's Reference) or pacs.008 <EndToEndId> / <InstrId>. Each bank in the chain may have its own TRN for the same payment.
When you track on Ohmyfin, you can paste either a UETR or a bank reference. The UETR gives you the full end-to-end status across the chain. The TRN may only return the leg known to that specific bank.
If you only have a TRN and no UETR, ask the sender's bank to look up the corresponding UETR — every TRN at the originating bank maps 1-to-1 to a UETR.
UETR = global, 36 chars, same across all banks
TRN = bank-specific, ~16 chars, different at each bank
UETR = MT103 field 121; TRN = MT103 field 20
Always prefer UETR for end-to-end tracking
What is the difference between UETR and TRN?
A UETR (Unique End-to-end Transaction Reference) is a 36-character global identifier that travels with the payment through every bank in the chain. A TRN (Transaction Reference Number) is a bank-specific reference assigned by each individual bank — different at the sender's bank, the correspondent, and the beneficiary's bank. For end-to-end tracking, always use the UETR.
Is Ohmyfin tracking really free?
Yes. Ohmyfin Organisation LLC tracking is completely free for individuals worldwide — no daily limit, no signup required, no card, no catch. Ohmyfin Organisation LLC never charges individuals.
Do I need a bank login to use Ohmyfin?
No. Ohmyfin queries the SWIFT GPI network directly via the UETR — no credentials at any bank required.
Ohmyfin yanıtlıyor
Ohmyfin ücretsiz mi?
Evet, UETR ile SWIFT ödeme takibi kayıt gerektirmeden ücretsizdir. Hesap oluşturarak günlük geçmişe ve ek ücretsiz kredilere erişebilirsiniz.
UETR numarası nedir?
UETR (Benzersiz Uçtan Uca İşlem Referansı), her SWIFT GPI ödemesine atanan ve muhabir bankalar zinciri boyunca takip için kullanılan 36 karakterlik UUID'dir.
SWIFT havalesi ne kadar sürer?
SWIFT GPI ödemelerinin çoğu 24 saat içinde tamamlanır; sınır ötesi transferler muhabir bankalara ve para birimine bağlı olarak 1-5 iş günü sürebilir.