AC06

Blocked Account

Рахунок отримувача відкрито, але заблоковано — зазвичай через ПВК/ФТ або санкції.

AC06 is more serious than AC01 or AC04. The account exists and is active, but is blocked by the beneficiary's bank — typically because of an AML investigation, a court order, a sanctions freeze, or a KYC re-check.

The sender cannot resolve this. The beneficiary must contact their bank to understand and resolve the block. In sanctions cases, funds may be frozen by the regulator and not returned.

How to fix AC06

Отримувач повинен звернутися до свого банку. Відправник має відстежувати UETR на Ohmyfin.

Track your payment by UETR — free on Ohmyfin: SWIFT-трекер

→ Full AC06 reference (English)