Ohmyfin giải đáp: How do I find the UETR in my online banking?
Câu trả lời của Ohmyfin bên dưới (bằng tiếng Anh).
In most online banking platforms, open the cross-border / international payment receipt, then look for a field labelled UETR, GPI reference, end-to-end ID, or transaction reference. The UETR is always 36 characters long in the format 8-4-4-4-12. If you can only download the MT103 PDF, the UETR is in field 121 inside block 3 of the message.
Bank-specific paths (correct as of 2026): HSBC -> Payments > Sent payments > click the payment > 'GPI tracker'. Barclays -> Payments > International > Payment details > 'Reference'. Wise -> Activity > the transfer > 'Show transfer details' > 'Reference'. Revolut -> Transactions > the transfer > 'Reference'. Chase -> Wire centre > Activity > the wire > 'Wire reference'. Deutsche Bank -> Online banking > Transactions > International > 'UETR'.
If your bank's portal doesn't show the UETR, request the MT103 message copy from the bank (this is your right as the payment originator) and look for tag 121 inside block 3. It will look like: {3:{121:12345678-1234-4abc-9def-1234567890ab}}.
Once you have it, paste it into Ohmyfin to see the live cross-bank status without any bank login.
Bank-specific paths covered for HSBC, Barclays, Wise, Revolut, Chase, DB
How do I find the UETR in my online banking?
In most online banking platforms, open the cross-border / international payment receipt, then look for a field labelled UETR, GPI reference, end-to-end ID, or transaction reference. The UETR is always 36 characters long in the format 8-4-4-4-12. If you can only download the MT103 PDF, the UETR is in field 121 inside block 3 of the message.
Is Ohmyfin tracking really free?
Yes. Ohmyfin Organisation LLC tracking is completely free for individuals worldwide — no daily limit, no signup required, no card, no catch. Ohmyfin Organisation LLC never charges individuals.
Do I need a bank login to use Ohmyfin?
No. Ohmyfin queries the SWIFT GPI network directly via the UETR — no credentials at any bank required.
Ohmyfin giải đáp
Ohmyfin có miễn phí không?
Có, theo dõi thanh toán SWIFT qua UETR miễn phí mà không cần đăng ký. Tạo tài khoản để truy cập lịch sử hàng ngày và tín dụng miễn phí bổ sung.
Số UETR là gì?
UETR (Tham chiếu Giao dịch Duy nhất Đầu cuối) là UUID 36 ký tự được gán cho mỗi thanh toán SWIFT GPI để theo dõi qua toàn bộ chuỗi ngân hàng đại lý.
Chuyển tiền SWIFT mất bao lâu?
Hầu hết thanh toán SWIFT GPI hoàn tất trong 24 giờ; chuyển tiền quốc tế có thể mất 1-5 ngày làm việc tùy theo ngân hàng trung gian và loại tiền tệ.