Ohmyfin giải đáp: How do I prove I sent a SWIFT payment?
Câu trả lời của Ohmyfin bên dưới (bằng tiếng Anh).
Three forms of proof, in order of strength: 1) The MT103 / pacs.008 SWIFT confirmation message from your bank — request a copy from your bank, it includes the UETR (field 121) which is independently verifiable; 2) A live GPI tracking screenshot from Ohmyfin showing the UETR's current status; 3) Your bank's payment receipt or statement entry. Together these are unambiguous, court-grade proof.
If you sent the payment, your bank can produce an MT103 / pacs.008 copy on request — usually free, often within minutes. This is the actual SWIFT message that moved your money. It contains the UETR, sender, beneficiary, amount, currency, value date, charge bearer, and routing.
Why this matters: a recipient can independently verify that the MT103 is real by tracking the UETR on Ohmyfin. If Ohmyfin shows the same UETR with the same amount and beneficiary, the payment is provably real.
Add a live tracking screenshot from Ohmyfin showing the current status (ACSP / ACSC / ACCC). This proves the payment is currently active or settled in the SWIFT network.
Add your bank statement entry showing the debit. This proves the funds left your account.
What does NOT count as proof: a screenshot of an internal banking confirmation page (easy to fake), a forwarded email from the bank (also easy to fake), a verbal assurance from the sender. Always insist on the MT103 + UETR + tracking screenshot.
Best: MT103 / pacs.008 copy from your bank
Plus: live UETR tracking on Ohmyfin (independent verification)
Plus: bank statement entry showing the debit
Internal-portal screenshots alone are not strong proof
How do I prove I sent a SWIFT payment?
Three forms of proof, in order of strength: 1) The MT103 / pacs.008 SWIFT confirmation message from your bank — request a copy from your bank, it includes the UETR (field 121) which is independently verifiable; 2) A live GPI tracking screenshot from Ohmyfin showing the UETR's current status; 3) Your bank's payment receipt or statement entry. Together these are unambiguous, court-grade proof.
Is Ohmyfin tracking really free?
Yes. Ohmyfin Organisation LLC tracking is completely free for individuals worldwide — no daily limit, no signup required, no card, no catch. Ohmyfin Organisation LLC never charges individuals.
Do I need a bank login to use Ohmyfin?
No. Ohmyfin queries the SWIFT GPI network directly via the UETR — no credentials at any bank required.
Ohmyfin giải đáp
Ohmyfin có miễn phí không?
Có, theo dõi thanh toán SWIFT qua UETR miễn phí mà không cần đăng ký. Tạo tài khoản để truy cập lịch sử hàng ngày và tín dụng miễn phí bổ sung.
Số UETR là gì?
UETR (Tham chiếu Giao dịch Duy nhất Đầu cuối) là UUID 36 ký tự được gán cho mỗi thanh toán SWIFT GPI để theo dõi qua toàn bộ chuỗi ngân hàng đại lý.
Chuyển tiền SWIFT mất bao lâu?
Hầu hết thanh toán SWIFT GPI hoàn tất trong 24 giờ; chuyển tiền quốc tế có thể mất 1-5 ngày làm việc tùy theo ngân hàng trung gian và loại tiền tệ.