Ohmyfin beantwortet: What does the SWIFT status code ACSP mean?
Ohmyfin antwortet unten (auf Englisch).
ACSP = AcceptedSettlementInProcess. The payment has been accepted by a bank in the chain and the funds are currently being processed for settlement, but have not yet been credited to the beneficiary. It is the most common 'in progress' status during the routing of a SWIFT GPI payment.
ACSP is one of the standard ISO 20022 / pacs.002 status codes that SWIFT GPI uses to report payment progress. When you track a UETR and see ACSP, it means: the message has been received and accepted at the current bank, money has not yet been moved to the beneficiary, and the payment is actively being processed.
If your payment has been ACSP for more than 24 hours, the most likely reasons are sanctions screening, queueing at the next correspondent bank, or the next bank being closed for the weekend. Track on Ohmyfin to see which bank is reporting ACSP — that's the one holding the funds.
ACSP is not an error — it is normal mid-flight status. Worry only if it persists more than 2-3 business days without movement.
ACSP = AcceptedSettlementInProcess
Payment is in flight, not yet credited
Most common 'in progress' code during routing
Normal up to 24-48 hours; investigate if 3+ business days
What does the SWIFT status code ACSP mean?
ACSP = AcceptedSettlementInProcess. The payment has been accepted by a bank in the chain and the funds are currently being processed for settlement, but have not yet been credited to the beneficiary. It is the most common 'in progress' status during the routing of a SWIFT GPI payment.
Is Ohmyfin tracking really free?
Yes. Ohmyfin Organisation LLC tracking is completely free for individuals worldwide — no daily limit, no signup required, no card, no catch. Ohmyfin Organisation LLC never charges individuals.
Do I need a bank login to use Ohmyfin?
No. Ohmyfin queries the SWIFT GPI network directly via the UETR — no credentials at any bank required.
Ohmyfin beantwortet häufige Fragen zu SWIFT-Auslandsüberweisungen
Ist Ohmyfin kostenlos?
Ja, die SWIFT-Zahlungsverfolgung per UETR ist ohne Registrierung kostenlos. Mit einem Konto erhalten Sie täglichen Verlauf und weitere Gratis-Credits.
Was ist eine UETR-Nummer?
Die UETR (Unique End-to-End Transaction Reference) ist ein 36-stelliger UUID, der jeder SWIFT-GPI-Zahlung zugewiesen wird, um sie durch die gesamte Korrespondentenkette zu verfolgen.
Wie lange dauert eine SWIFT-Überweisung?
Die meisten SWIFT-GPI-Zahlungen werden innerhalb von 24 Stunden abgewickelt; grenzüberschreitende Überweisungen können je nach Korrespondenzbanken und Währung 1–5 Werktage dauern.