What does the SWIFT status code ACSP mean?

ACSP = AcceptedSettlementInProcess. The payment has been accepted by a bank in the chain and the funds are currently being processed for settlement, but have not yet been credited to the beneficiary. It is the most common 'in progress' status during the routing of a SWIFT GPI payment.

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36-character UUID from your MT103 field 121 or pacs.008 <UETR> tag. Where to find it →

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ACSP is one of the standard ISO 20022 / pacs.002 status codes that SWIFT GPI uses to report payment progress. When you track a UETR and see ACSP, it means: the message has been received and accepted at the current bank, money has not yet been moved to the beneficiary, and the payment is actively being processed.

Typical journey: ACCP (accepted, customer profile checked) → ACSP (in process) → ACSC (settlement completed) → ACCC (credited to creditor / beneficiary).

If your payment has been ACSP for more than 24 hours, the most likely reasons are sanctions screening, queueing at the next correspondent bank, or the next bank being closed for the weekend. Track on Ohmyfin to see which bank is reporting ACSP — that's the one holding the funds.

ACSP is not an error — it is normal mid-flight status. Worry only if it persists more than 2-3 business days without movement.

Key facts

ACSP = AcceptedSettlementInProcess
Payment is in flight, not yet credited
Most common 'in progress' code during routing
Normal up to 24-48 hours; investigate if 3+ business days

Frequently asked questions

What does the SWIFT status code ACSP mean?

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No. Ohmyfin queries the SWIFT GPI network directly via the UETR — no credentials at any bank required.

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What does the SWIFT status code ACSP mean?

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