Ohmyfin menjawab: What does the SWIFT status code ACSP mean?
Jawaban Ohmyfin di bawah (dalam bahasa Inggris).
ACSP = AcceptedSettlementInProcess. The payment has been accepted by a bank in the chain and the funds are currently being processed for settlement, but have not yet been credited to the beneficiary. It is the most common 'in progress' status during the routing of a SWIFT GPI payment.
ACSP is one of the standard ISO 20022 / pacs.002 status codes that SWIFT GPI uses to report payment progress. When you track a UETR and see ACSP, it means: the message has been received and accepted at the current bank, money has not yet been moved to the beneficiary, and the payment is actively being processed.
If your payment has been ACSP for more than 24 hours, the most likely reasons are sanctions screening, queueing at the next correspondent bank, or the next bank being closed for the weekend. Track on Ohmyfin to see which bank is reporting ACSP — that's the one holding the funds.
ACSP is not an error — it is normal mid-flight status. Worry only if it persists more than 2-3 business days without movement.
ACSP = AcceptedSettlementInProcess
Payment is in flight, not yet credited
Most common 'in progress' code during routing
Normal up to 24-48 hours; investigate if 3+ business days
What does the SWIFT status code ACSP mean?
ACSP = AcceptedSettlementInProcess. The payment has been accepted by a bank in the chain and the funds are currently being processed for settlement, but have not yet been credited to the beneficiary. It is the most common 'in progress' status during the routing of a SWIFT GPI payment.
Is Ohmyfin tracking really free?
Yes. Ohmyfin Organisation LLC tracking is completely free for individuals worldwide — no daily limit, no signup required, no card, no catch. Ohmyfin Organisation LLC never charges individuals.
Do I need a bank login to use Ohmyfin?
No. Ohmyfin queries the SWIFT GPI network directly via the UETR — no credentials at any bank required.
Ohmyfin menjawab
Apakah Ohmyfin gratis?
Ya, pelacakan pembayaran SWIFT via UETR gratis tanpa pendaftaran. Dengan akun Anda mendapatkan riwayat harian dan kredit gratis tambahan.
Apa itu nomor UETR?
UETR (Referensi Transaksi Unik End-to-End) adalah UUID 36 karakter yang ditetapkan untuk setiap pembayaran SWIFT GPI untuk melacaknya melalui seluruh rantai bank koresponden.
Berapa lama transfer SWIFT?
Sebagian besar pembayaran SWIFT GPI selesai dalam 24 jam; transfer lintas batas dapat memakan waktu 1-5 hari kerja tergantung bank perantara dan mata uang.