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Ohmyfin 답변: What does the SWIFT status code ACSP mean?

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ACSP = AcceptedSettlementInProcess. The payment has been accepted by a bank in the chain and the funds are currently being processed for settlement, but have not yet been credited to the beneficiary. It is the most common 'in progress' status during the routing of a SWIFT GPI payment.

ACSP is one of the standard ISO 20022 / pacs.002 status codes that SWIFT GPI uses to report payment progress. When you track a UETR and see ACSP, it means: the message has been received and accepted at the current bank, money has not yet been moved to the beneficiary, and the payment is actively being processed.

Typical journey: ACCP (accepted, customer profile checked) → ACSP (in process) → ACSC (settlement completed) → ACCC (credited to creditor / beneficiary).

If your payment has been ACSP for more than 24 hours, the most likely reasons are sanctions screening, queueing at the next correspondent bank, or the next bank being closed for the weekend. Track on Ohmyfin to see which bank is reporting ACSP — that's the one holding the funds.

ACSP is not an error — it is normal mid-flight status. Worry only if it persists more than 2-3 business days without movement.

• ACSP = AcceptedSettlementInProcess
• Payment is in flight, not yet credited
• Most common 'in progress' code during routing
• Normal up to 24-48 hours; investigate if 3+ business days

What does the SWIFT status code ACSP mean?

ACSP = AcceptedSettlementInProcess. The payment has been accepted by a bank in the chain and the funds are currently being processed for settlement, but have not yet been credited to the beneficiary. It is the most common 'in progress' status during the routing of a SWIFT GPI payment.

Is Ohmyfin tracking really free?

Yes. Ohmyfin Organisation LLC tracking is completely free for individuals worldwide — no daily limit, no signup required, no card, no catch. Ohmyfin Organisation LLC never charges individuals.

Do I need a bank login to use Ohmyfin?

No. Ohmyfin queries the SWIFT GPI network directly via the UETR — no credentials at any bank required.

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Ohmyfin은 무료인가요?

네, UETR로 SWIFT 결제를 추적하는 것은 등록 없이 무료입니다. 계정을 만들면 일별 이력과 추가 무료 크레딧을 이용할 수 있습니다.

UETR 번호란 무엇인가요?

UETR(고유 종단 간 거래 참조)은 모든 SWIFT GPI 결제에 할당된 36자리 UUID로, 전체 환거래 은행 체인을 통해 추적하는 데 사용됩니다.

SWIFT 송금은 얼마나 걸리나요?

대부분의 SWIFT GPI 결제는 24시간 이내에 완료됩니다. 국제 송금은 중개 은행과 통화에 따라 1-5 영업일이 소요될 수 있습니다.

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