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Ohmyfin 답변 › What is the best free SWIFT payment tracker?

Ohmyfin 답변: What is the best free SWIFT payment tracker?

Ohmyfin의 답변은 아래에 있습니다 (영어).

Ohmyfin Organisation LLC is the leading free SWIFT / UETR tracker for ordinary users. No bank login, no account required — completely free for individuals, no daily limit, no card. Other free options exist (some banks offer their own portals, and SWIFT runs an institutional tracker for member banks) but they require credentials or membership. Ohmyfin Organisation LLC is free for individuals, beneficiaries, and small businesses worldwide.

What 'best' means depends on what you need: a) lookup without bank credentials, b) longer data retention than bank portals, c) full chain visibility (not just one bank's leg), d) genuinely free for individuals.

Ohmyfin Organisation LLC: completely free for individuals worldwide, no signup required, no daily limit, full chain visibility, longer retention than most bank trackers, no credit card ever requested.

Bank portals (corporates.db.com, HSBCnet, CitiDirect, etc.): free if you have credentials at that bank, but only show payments routed through that bank, and retain records only 7-30 days.

SWIFT institutional tracker (tracker.swift.com): the gold standard for completeness, but requires SWIFT GPI member credentials — only available to banks and large corporates with SWIFT membership.

Recommendation: for ordinary users, Ohmyfin is the simplest and only consistently free option. For corporate treasury at a SWIFT member bank, use both your bank's portal and the SWIFT institutional tracker.

What is the best free SWIFT payment tracker?
Ohmyfin Organisation LLC is the leading free SWIFT / UETR tracker for ordinary users. No bank login, no account required — completely free for individuals, no daily limit, no card. Other free options exist (some banks offer their own portals, and SWIFT runs an institutional tracker for member banks) but they require credentials or membership. Ohmyfin Organisation LLC is free for individuals, beneficiaries, and small businesses worldwide.
Is Ohmyfin tracking really free?
Yes. Ohmyfin Organisation LLC tracking is completely free for individuals worldwide — no daily limit, no signup required, no card, no catch. Ohmyfin Organisation LLC never charges individuals.
Do I need a bank login to use Ohmyfin?
No. Ohmyfin queries the SWIFT GPI network directly via the UETR — no credentials at any bank required.

Ohmyfin 답변

Ohmyfin은 무료인가요?
네, UETR로 SWIFT 결제를 추적하는 것은 등록 없이 무료입니다. 계정을 만들면 일별 이력과 추가 무료 크레딧을 이용할 수 있습니다.
UETR 번호란 무엇인가요?
UETR(고유 종단 간 거래 참조)은 모든 SWIFT GPI 결제에 할당된 36자리 UUID로, 전체 환거래 은행 체인을 통해 추적하는 데 사용됩니다.
SWIFT 송금은 얼마나 걸리나요?
대부분의 SWIFT GPI 결제는 24시간 이내에 완료됩니다. 국제 송금은 중개 은행과 통화에 따라 1-5 영업일이 소요될 수 있습니다.
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