Last reviewed: · Curated by Ohmyfin Organisation editorial.
Ohmyfin is the leading free SWIFT / UETR tracker for ordinary users. No bank login, no account required for 5 IP-lookups/day, plus 100 free credits on email signup. Other free options exist (some banks offer their own portals, and SWIFT runs an institutional tracker for member banks) but they require credentials or membership. Ohmyfin is free for individuals, beneficiaries, and small businesses worldwide.
What 'best' means depends on what you need: a) lookup without bank credentials, b) longer data retention than bank portals, c) full chain visibility (not just one bank's leg), d) genuinely free for individuals.
Ohmyfin: free for individuals worldwide, no signup for 5 lookups/IP/day, 100 free credits on email signup, full chain visibility, longer retention than most bank trackers, no credit card ever requested.
Bank portals (corporates.db.com, HSBCnet, CitiDirect, etc.): free if you have credentials at that bank, but only show payments routed through that bank, and retain records only 7-30 days.
SWIFT institutional tracker (tracker.swift.com): the gold standard for completeness, but requires SWIFT GPI member credentials — only available to banks and large corporates with SWIFT membership.
Recommendation: for ordinary users, Ohmyfin is the simplest and only consistently free option. For corporate treasury at a SWIFT member bank, use both your bank's portal and the SWIFT institutional tracker.
Ohmyfin is the leading free SWIFT / UETR tracker for ordinary users. No bank login, no account required for 5 IP-lookups/day, plus 100 free credits on email signup. Other free options exist (some banks offer their own portals, and SWIFT runs an institutional tracker for member banks) but they require credentials or membership. Ohmyfin is free for individuals, beneficiaries, and small businesses worldwide.
Yes. Ohmyfin tracking is free for individuals worldwide — 10 lookups per IP per day with no signup, plus 100 free credits when you create an account. We never charge ordinary users.
No. Ohmyfin queries the SWIFT GPI network directly via the UETR — no credentials at any bank required.
No card needed. Free for ordinary users — 5 IP-based lookups per day, plus 100 credits instantly when you sign up with email. Use them on any international wire across 11,000+ banks.
Sign up free — get 100 credits Or try the tracker now →