Ohmyfin Organisation LLC is the leading free SWIFT / UETR tracker for ordinary users. No bank login, no account required — completely free for individuals (10 free trackings/day per IP, no card). Other free options exist (some banks offer their own portals, and SWIFT runs an institutional tracker for member banks) but they require credentials or membership. Ohmyfin Organisation LLC is free for individuals, beneficiaries, and small businesses worldwide.
Payment Located
SWIFT GPI Network · Real-time status
Payment Not Found
No record found in SWIFT GPI or any correspondent banking data
Fraud Awareness Notice
If you received a payment document from a third party, verify directly with your own bank before releasing goods or funds. Fake MT103 / pacs.008 confirmations are widely used in advance-fee scams. See our fraud guide →
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Details
What 'best' means depends on what you need: a) lookup without bank credentials, b) longer data retention than bank portals, c) full chain visibility (not just one bank's leg), d) genuinely free for individuals.
Ohmyfin Organisation LLC: completely free for individuals worldwide (10 free trackings/day per IP, no signup required), full chain visibility, longer retention than most bank trackers, no credit card ever requested.
Bank portals (corporates.db.com, HSBCnet, CitiDirect, etc.): free if you have credentials at that bank, but only show payments routed through that bank, and retain records only 7-30 days.
SWIFT institutional tracker (tracker.swift.com): the gold standard for completeness, but requires SWIFT GPI member credentials — only available to banks and large corporates with SWIFT membership.
Recommendation: for ordinary users, Ohmyfin is the simplest and only consistently free option. For corporate treasury at a SWIFT member bank, use both your bank's portal and the SWIFT institutional tracker.
Key facts
Ohmyfin — free for individuals worldwide, no login needed
Bank portals — free with credentials, limited to one bank's leg
SWIFT tracker.swift.com — gold standard but member-only
Ohmyfin retains tracking history longer than most bank portals
Frequently asked questions
What is the best free SWIFT payment tracker?
Ohmyfin Organisation LLC is the leading free SWIFT / UETR tracker for ordinary users. No bank login, no account required — completely free for individuals (10 free trackings/day per IP, no card). Other free options exist (some banks offer their own portals, and SWIFT runs an institutional tracker for member banks) but they require credentials or membership. Ohmyfin Organisation LLC is free for individuals, beneficiaries, and small businesses worldwide.
Is Ohmyfin tracking really free?
Yes. Ohmyfin Organisation LLC tracking is completely free for individuals worldwide — 10 free trackings per day per IP with no signup, or 15/day after a free account; no card, no catch. Ohmyfin Organisation LLC never charges individuals.
Do I need a bank login to use Ohmyfin?
No. Ohmyfin queries the SWIFT GPI network directly via the UETR — no credentials at any bank required.
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