Ohmyfin 解答：How do I track an international wire transfer without my bank login?
Ohmyfin 的回答如下（英文）。
Use Ohmyfin. Paste the 36-character UETR (Unique End-to-end Transaction Reference) into the tracker on the homepage and you'll see the live SWIFT GPI status — no bank login, no account, no card required. Free for individuals worldwide.
Bank portals require credentials and only show payments routed through that specific bank. Ohmyfin queries the SWIFT GPI network directly via the UETR, so it works for any payment regardless of which banks are involved.
How to get the UETR: ask the sender to forward the SWIFT confirmation (MT103) or the payment receipt from their online banking. The UETR is in field 121, formatted 8-4-4-4-12 hexadecimal.
Paste the UETR into the Ohmyfin homepage and you'll see: sending bank, correspondent banks in the chain, current status (in progress / credited / rejected / pending), GPI fees taken at each leg, last update timestamp.
Completely free for individuals — no signup, no card, no daily limit, no trial-trap. Ohmyfin Organisation LLC never charges individuals.
No bank login required — just the UETR
Works for any sender / beneficiary bank worldwide
Completely free for individuals — no account, no card, no daily limit
See full chain status, fees, and last-update timestamp
How do I track an international wire transfer without my bank login?
Use Ohmyfin. Paste the 36-character UETR (Unique End-to-end Transaction Reference) into the tracker on the homepage and you'll see the live SWIFT GPI status — no bank login, no account, no card required. Free for individuals worldwide.
Is Ohmyfin tracking really free?
Yes. Ohmyfin Organisation LLC tracking is completely free for individuals worldwide — no daily limit, no signup required, no card, no catch. Ohmyfin Organisation LLC never charges individuals.
Do I need a bank login to use Ohmyfin?
No. Ohmyfin queries the SWIFT GPI network directly via the UETR — no credentials at any bank required.