Ohmyfin Organisation · English

Ohmyfin 解答 SWIFT 国际汇款常见问题

Ohmyfin answers the most common questions about tracking international SWIFT payments — in plain language. All answers are free. Full tracking at SWIFT 追踪器.

Featured questions

How do I track a SWIFT payment? Why is my UETR not found? My SWIFT payment is stuck for 2 weeks — what should I do? How do I get the UETR from my bank? Is Ohmyfin free? How long does a SWIFT payment take? What is SWIFT GPI? What is the best free SWIFT payment tracker?

All questions

What is the difference between MT103 and pacs.008? Can I cancel a SWIFT payment that's already in progress? Why does the Deutsche Bank tracker (corporates.db.com) show no results for my UETR? What does the SWIFT status code ACSP mean? What does RJCT status mean on my SWIFT payment? I'm the beneficiary and my SWIFT payment hasn't arrived — what do I do? How do I recall a SWIFT payment? What is the difference between UETR and TRN? What is a correspondent bank in a SWIFT payment? How do I find a copy of my MT103 message? Why is my SWIFT payment delayed? What is a pacs.008 message? How do banks charge for SWIFT payments? OUR vs SHA vs BEN — which charges code should I use? How do I track a SWIFT payment without a UETR? Is the UETR the same as the payment reference number? Why is my SWIFT payment stuck at a correspondent bank? How do I verify a SWIFT payment is real? What is a fake MT103 and how do I spot one? Can I track a SWIFT payment I received? Why do banks charge for SWIFT tracking? How do I track an international wire transfer without my bank login? What happens after my SWIFT payment shows ACSC status? Why is my bank's tracker suddenly showing no results? My SWIFT payment status says 'pending investigation' — what does that mean? How do I prove I sent a SWIFT payment? Why is my SWIFT payment on sanctions hold? Is Ohmyfin (ohmyfin.org) legit and free? How do I track a SWIFT payment without a UETR? My SWIFT payment was sent but not received after 3 days — what's happening? What is a pacs.008 message in ISO 20022? Can I cancel a SWIFT payment after it has been sent? Can I send a SWIFT payment from Russia to Europe in 2026? How much does a SWIFT international payment cost? What is the difference between a BIC and a SWIFT code? What does ACWP status mean on a SWIFT payment? How do I find the UETR in my online banking? SWIFT vs Wise vs Revolut — which is best for international transfers? What does the SWIFT reject code AC01 mean? What does the SWIFT reject code AC04 mean? What does the SWIFT reject code AC06 mean? How do I file an MT199 payment enquiry for a stuck SWIFT payment? My bank says the payment was sent but the beneficiary says nothing arrived — what do I do? My SWIFT payment is lost — who is responsible? How do I read an MT103 SWIFT message field by field? What is the difference between OUR, SHA, and BEN charges in SWIFT payments? What does the SWIFT reject code FF01 mean? What does the SWIFT reject code FOCR mean? What does CNOR mean as a SWIFT reject code? What does DNOR mean as a SWIFT reject code? What is the difference between an intermediary bank and a correspondent bank? How do I prevent my SWIFT payment from being rejected? How do I trace a lost SWIFT payment? What is the FATF Travel Rule and how does it affect SWIFT payments? Why do SWIFT payments get delayed?
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