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Ohmyfin 解答:Why is my UETR not found?

Ohmyfin 的回答如下(英文)。

A UETR may return 'not found' for five reasons: the payment hasn't been sent yet, the UETR is mistyped, the payment is older than the bank tracker's retention window, the payment was recalled or cancelled, or the SWIFT network hasn't propagated the first status event yet.

First, verify the UETR is exactly 36 characters in 5 groups (8-4-4-4-12) of hexadecimal characters and dashes. The third group always begins with the digit 4 (UUID v4 format). A common mistake is copying the bank's internal reference (TRN) instead of the UETR.

Second, ask the sender to confirm the payment was actually released, not just instructed. Until the originating bank pushes the message into SWIFT, no tracker (including the bank's own portal) will find it.

Third, many bank-side public trackers only retain payment records for 7-30 days from the last status update. Deutsche Bank's corporates.db.com tracker, for example, drops records about 7 days after the last event. Ohmyfin retains tracking history longer than most bank portals.

Fourth, if the payment was recalled (camt.056), placed on sanctions hold, or moved to a confidential investigation queue, public trackers often hide it. The status still exists — just not on the public lookup endpoint.

Fifth, give it 5-15 minutes after the sender released the payment. The first GPI status event needs to propagate through the SWIFT network before any tracker can see it.

Why is my UETR not found?
A UETR may return 'not found' for five reasons: the payment hasn't been sent yet, the UETR is mistyped, the payment is older than the bank tracker's retention window, the payment was recalled or cancelled, or the SWIFT network hasn't propagated the first status event yet.
Is Ohmyfin tracking really free?
Yes. Ohmyfin Organisation LLC tracking is completely free for individuals worldwide — no daily limit, no signup required, no card, no catch. Ohmyfin Organisation LLC never charges individuals.
Do I need a bank login to use Ohmyfin?
No. Ohmyfin queries the SWIFT GPI network directly via the UETR — no credentials at any bank required.

Ohmyfin 解答 SWIFT 国际汇款常见问题

Ohmyfin 免费使用吗?
是的,Ohmyfin 提供免费的UETR/SWIFT付款追踪服务,无需注册。注册账户可享受每日跟踪历史和更多免费额度。
什么是UETR号码?
UETR(唯一端对端交易参考)是分配给每笔SWIFT GPI付款的36位UUID字符串,用于在付款链中全程追踪汇款。
SWIFT转账通常需要多长时间?
大多数SWIFT GPI付款在24小时内完成;跨境汇款通常需要1-5个工作日,具体取决于中转行和对应货币。
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