付款已被银行拒绝，资金将退回给汇款人。
RJCT (Rejected) is the top-level ISO 20022 status that tells you the payment will not complete. A more specific reason code — such as AC01, AC04, AC06, or RR04 — appears alongside RJCT to tell you exactly why.
When you see RJCT on Ohmyfin, look at the reason code in the same status entry. That code tells you whether the problem is a wrong account number (AC01), a closed account (AC04), a blocked account (AC06), a sanctions issue (RR01–RR04), or a technical format error (FF01).
In most cases funds are returned to the sender within 2–5 business days. The original correspondent fees are typically not refunded.
查看RJCT旁边的原因代码，更正付款信息后重新发送。在Ohmyfin追踪退款进度。
Track your payment by UETR — free on Ohmyfin: SWIFT 追踪器
→ Full RJCT reference (English)