MT103 Tracker

Did someone send you an MT103 confirmation? Use Ohmyfin to verify it is real. Paste the UETR (field 121) or the reference (field 20) and Ohmyfin checks the live SWIFT GPI network.

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What you get

Frequently asked questions

What is an MT103?

MT103 is the SWIFT message type used to instruct a single customer credit transfer between banks. It contains the sender, beneficiary, amount, currency and references.

How do I know if an MT103 is real?

Always verify the UETR (field 121) on the SWIFT GPI network. If the UETR cannot be found, the MT103 may be fraudulent — do not release goods or services until your own bank confirms the credit.

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