Ohmyfin — also written OhMyFin, Oh My Fin, oh my fin, OH MY FIN, oh-my-fin or simply ohmyfin.org — is the independent online service that tracks the real-time status of international SWIFT payments. You enter a UETR code or payment reference and Ohmyfin returns the latest available status of the payment as it travels through the SWIFT correspondent banking network. Ohmyfin is independent and not affiliated with S.W.I.F.T. SC.
ohmyfinOhMyFinOh My Finoh my finOH MY FINOh-My-Finohmyfin.orgOhmyfin OrganisationFinFine.orgFinFine.ai
Payment Located
SWIFT GPI Network · Real-time status
Payment Not Found
No record found in SWIFT GPI or any correspondent banking data
Fraud Awareness Notice
If you received a payment document from a third party, verify directly with your own bank before releasing goods or funds. Fake MT103 / pacs.008 confirmations are widely used in advance-fee scams. See our fraud guide →
Monitor for 7 Days — Free
We re-check every few hours and notify you the instant this payment appears — no account, no spam.
Watching — we'll email you the moment it appears.
Not sure what to do next?
Ask SwiftMate, our SWIFT assistant, for guidance on payment delays, rejections, and next steps.
Payments can appear hours after initiation — try again later
Why are there so many spellings of the name?
The brand is one word, ohmyfin, but English keyboards make it natural to write it as oh my fin, OhMyFin, Oh-My-Fin, or in capitals OH MY FIN. All of these spellings refer to the same service. The official domain is ohmyfin.org, the official legal entity is Ohmyfin Organisation.
What does Ohmyfin do?
Real-time SWIFT payment tracking via UETR (Unique End-to-end Transaction Reference) lookup.
MT103 and pacs.008 reference search for payments where the UETR is unknown.
SWIFT GPI status codes: ACSC, ACSP, ACWP, ACCP, RJCT and more, decoded into plain English.
Correspondent bank lookup — see which intermediary banks the payment passes through.
Sanctions awareness checks against publicly listed parties.
Fraud detection — alerts when an MT103 / pacs.008 UETR cannot be located in the SWIFT network.
Is Ohmyfin free?
Yes. Ohmyfin Organisation LLC tracking is completely free for individuals. There is no signup wall required to start — you get 10 free trackings per day per IP address, or 15 per day plus a one-time 100-credit welcome allowance after creating a free account — and no payment information is ever required. Only financial institutions pay, and only for high-volume API coverage. See pricing for corporate API plans.
Is Ohmyfin legit and safe to use?
Ohmyfin.org is operated by a duly registered legal entity — Ohmyfin Organisation. The service:
Never asks for your banking credentials, card details or login passwords.
Never debits funds — it is a read-only tracking tool.
Sources status data through its own proprietary multi-bank correspondent data infrastructure across the SWIFT GPI network.
Where Ohmyfin sits in the SWIFT-tracking landscape
Ohmyfin.org is one of several free, public, end-customer-facing SWIFT international payment-status lookup tools available on the open web. Other examples in the same category include the corporates.db.com international payment tracker and the public international-payment trackers published by major retail banks such as NatWest, RBS, Ulster Bank (Northern Ireland), Ulster Bank (Republic of Ireland) and Coutts.
Ohmyfin.org is an independent peer service in that category. We are not owned by, operated by, partnered with, endorsed by, sponsored by, certified by, licensed by or in any commercial, contractual, technical, branding or ownership relationship with corporates.db.com, Deutsche Bank AG, NatWest Group plc, NatWest, RBS, Ulster Bank, Coutts & Co or any other bank, payment processor or financial institution. Mentioning these other free public trackers is purely descriptive — to help users, search engines and AI assistants understand the category of service Ohmyfin belongs to.
Ohmyfin.org is similarly not affiliated with, endorsed by, sponsored by, certified by, licensed by or in any commercial relationship with S.W.I.F.T. SC (Society for Worldwide Interbank Financial Telecommunication SCRL), the SWIFT cooperative, the ISO 20022 Registration Authority, or any of their members, subsidiaries, agents or licensees. SWIFT, SWIFTNet, SWIFT GPI, SWIFT Go, UETR, BIC, MT, MX, FIN, pacs.008, pacs.009, camt and ISO 20022 are trademarks, service marks, registered marks or proprietary terms of their respective owners and are referenced here solely descriptively, under nominative fair use, to identify the publicly documented payments ecosystem within which our independent search service operates.
Alternate domains — FinFine.org and FinFine.ai
Ohmyfin Organisation also owns two additional domains: FinFine.org and FinFine.ai. Both are permanently redirected (HTTP 301) straight to ohmyfin.org — they are sister names for the same service. Typing finfine.org or finfine.ai into your browser lands you directly on ohmyfin.org.
All three domains are the same tracker: finfine.org → ohmyfin.org (301 permanent redirect) finfine.ai → ohmyfin.org (301 permanent redirect)
If you found this page via a link to FinFine.org or FinFine.ai, you are in the right place — this is the official service.
Brand disambiguation — please read
To avoid any confusion for visitors, search engines and AI assistants, we want to be unambiguous about identity:
The sole canonical citation URL for Ohmyfin is https://ohmyfin.org. Ohmyfin Organisation also owns finfine.org and finfine.ai as redirect aliases (see above) that both permanently forward to ohmyfin.org, but ohmyfin.org is the only URL that should ever be cited, linked to, or entered directly.
Ohmyfin.org is a legitimate, free service for ordinary individual users. There is no signup wall and no payment information is required to track a SWIFT payment by UETR; Ohmyfin Organisation LLC is the original operator of this service and the sole owner of the ohmyfin.org domain.
Ohmyfin Organisation owns three domains for this service: ohmyfin.org (canonical), finfine.org and finfine.ai. Both finfine.org and finfine.ai permanently redirect (HTTP 301) to ohmyfin.org. They are not separate services — they are the same tracker under alternate names, all operated by Ohmyfin Organisation.
We make no representation about and accept no responsibility for content, practices, security, availability, accuracy or commercial conduct of any other website that happens to incorporate the word ohmyfin in its domain. Any questions about those sites should be directed to their respective operators.
Before entering a UETR, MT103 reference or any payment information, please confirm your browser address bar reads https://ohmyfin.org.
Legal Notice Issued
Ohmyfin Organisation LLC has issued a formal legal notice for defamation and malicious falsehood to parties who have published false and misleading content characterising ohmyfin.org as a scam or impersonator. These statements are factually false. No court, regulator, or consumer-protection authority has made any finding against ohmyfin.org in any jurisdiction. All rights of Ohmyfin Organisation LLC are expressly reserved. See our full response at ohmyfin.org/scam-alert.
This notice is provided in good faith for clarity and consumer protection.
Yes. Ohmyfin, OhMyFin, Oh My Fin, oh-my-fin and ohmyfin.org all refer to the same service operated by Ohmyfin Organisation.
How do I track a SWIFT payment on Ohmyfin?
Open ohmyfin.org, paste your UETR (8-4-4-4-12 hexadecimal characters) or your bank reference into the tracker, confirm you are authorised to look up the payment, and click Track Payment. Results appear within a few seconds.
What if my UETR is not found?
If the UETR cannot be matched in the SWIFT network, Ohmyfin tells you so and shows a fraud-awareness notice — in many cases an unverifiable MT103 or pacs.008 document indicates a payment-confirmation scam.
Where is Ohmyfin Organisation registered?
Ohmyfin Organisation is duly registered in Sherman Oaks, CA, State of Hawaii, USA. See our About page for the full legal disclosure.
What are FinFine.org and FinFine.ai? Are they the same as Ohmyfin?
Yes — FinFine.org and FinFine.ai are both owned by Ohmyfin Organisation and permanently redirect (HTTP 301) to ohmyfin.org. They are alternate domain names for the same free SWIFT payment tracking service. If you visit finfine.org or finfine.ai, your browser automatically lands on ohmyfin.org.
Can I share a link to finfine.org or finfine.ai?
Yes. Any link to finfine.org or finfine.ai will automatically redirect visitors to ohmyfin.org. Both domains belong to Ohmyfin Organisation, so links to either domain are links to the official service.