Last reviewed: · Curated by Ohmyfin Organisation editorial.
Ohmyfin is an independent SWIFT payment lookup tool. Paste a UETR and Ohmyfin returns the latest publicly available status for the payment, the correspondent banks it passed through, and the fees deducted at each hop. Ohmyfin is not affiliated with S.W.I.F.T. SC.
How it works — 3 steps
Step 1 · PasteDrop your UETR, MT103 reference or pacs.008 EndToEndId into the form above.
Step 2 · ScanOhmyfin queries the SWIFT correspondent network and decodes the latest status in 2-6 seconds.
Step 3 · ReadSee the plain-English status, every correspondent bank, value date, currency and per-hop fees.
What you get
Status decoding: ACSC, ACSP, ACWP, RJCT and more in plain English
Per-hop correspondent bank visibility
Per-hop fees deducted in transit
Free for individuals worldwide — first 10 SWIFT searches every day are free
At-a-glance
Track Payments Sent via SWIFT GPI — at-a-glance specifications
Tracker type
SWIFT GPI live status
Inputs accepted
UETR only
Status codes decoded
ACSP, ACSC, ACCC, ACWP, RJCT, PDNG
Per-hop visibility
Correspondents + fees
Price for individuals
Free worldwide
Frequently asked questions
What does ACSP mean?
ACSP stands for "Accepted, Settlement in Progress" — the payment is accepted but funds are still being routed through correspondent banks.
What does ACSC mean?
ACSC stands for "Accepted, Settlement Complete" — the payment has been credited to the beneficiary's account.
Is Ohmyfin part of SWIFT GPI?
No. Ohmyfin is an independent service operated by Ohmyfin Organisation, registered in Panama (#687928532). We are not affiliated with, endorsed by or sponsored by S.W.I.F.T. SC. References to GPI are descriptive only.
How fast are GPI payments?
SWIFT advertises that 50% of GPI payments settle within 30 minutes and 99% within 24 hours. Cut-offs, sanctions checks and holiday calendars can extend this.
Why are there fees deducted at each hop?
When the charges-bearer field is SHA or BEN, each correspondent in the chain may deduct a small fee (typically USD 10-25) before forwarding the remaining principal.