Use the Ohmyfin SWIFT payment tracker to check the live status of any cross-border SWIFT wire transfer. Paste the UETR or your bank reference and see exactly where the money is on the SWIFT GPI network.
Track a payment now — freeOpen ohmyfin.org, paste your UETR or payment reference into the tracker, confirm you are authorised to track it, and press Track Payment. Ohmyfin returns the live SWIFT GPI status within a few seconds.
A UETR (Unique End-to-end Transaction Reference) is a 36-character identifier (format 8-4-4-4-12 hexadecimal) attached to every SWIFT payment to allow end-to-end tracking on the SWIFT GPI network.
Yes — Ohmyfin can look up payments by bank reference (field 20 on MT103) when a UETR is not available, although results are best when a UETR is provided.