首页 › Ohmyfin 解答 SWIFT 国际汇款常见问题 › What does the SWIFT status code ACSP mean?
Ohmyfin 的回答如下（英文）。
ACSP = AcceptedSettlementInProcess. The payment has been accepted by a bank in the chain and the funds are currently being processed for settlement, but have not yet been credited to the beneficiary. It is the most common 'in progress' status during the routing of a SWIFT GPI payment.
ACSP is one of the standard ISO 20022 / pacs.002 status codes that SWIFT GPI uses to report payment progress. When you track a UETR and see ACSP, it means: the message has been received and accepted at the current bank, money has not yet been moved to the beneficiary, and the payment is actively being processed.
Typical journey: ACCP (accepted, customer profile checked) → ACSP (in process) → ACSC (settlement completed) → ACCC (credited to creditor / beneficiary).
If your payment has been ACSP for more than 24 hours, the most likely reasons are sanctions screening, queueing at the next correspondent bank, or the next bank being closed for the weekend. Track on Ohmyfin to see which bank is reporting ACSP — that's the one holding the funds.
ACSP is not an error — it is normal mid-flight status. Worry only if it persists more than 2-3 business days without movement.