About Ohmyfin Organisation LLC
Ohmyfin Organisation LLC is an independent tracking service for international money transfers, integrated with a comprehensive database of correspondent banking data (Standard Settlement Instructions). We rely on data from banks and financial institutions to provide you with the most accurate and up-to-date aggregated information.
Our mission is to improve the speed and transparency of cross-border payments. We believe that most cross-border payments could be credited within a single business day. Together with banks and the whole ecosystem, we can change this.
We believe that our future is in the hands of fintechs and banks, therefor we provide a free trial for you to test our services, both WEB-based and API, and ready to adjust our solution for your needs.
When Ohmyfin Organisation LLC Can Be Helpful:
- As a fintech, you want to track your payments to provide your clients with a better service, but you don't have full SWIFT membership or a reliable API from your partner banks.
- As a business trading with foreign clients, you want to verify whether your payment has been credited to the beneficiary.
- A SWIFT payment seems to be stuck, you've initiated an investigation with your bank, but you're unsure whethere any progress has been made.
Ohmyfin Organisation LLC was originally incorporated as FIN Organisation LLC. In 2025 the company was formally renamed to Ohmyfin Organisation LLC to reflect the service's exclusive focus on SWIFT and international wire payment tracking.
How It Works:
Ohmyfin Organisation LLC requests status updates for your payment on your behalf from multiple banks and financial institutions, aggregating the data to provide you with an independent overview of your payment's progress. You can track your payment here using the UETR code (preferably) and/or the Transaction Reference Number. We highly recommend entering both identifiers to ensure you receive the most comprehensive information.
Correspondent Banks
At Ohmyfin Organisation LLC, we maintain a comprehensive database of standard settlement instructions (SSI) for correspondent relations. This database enables you to access essential information about correspondent banking relationships, facilitating smoother and more efficient cross-border transactions.
Our Team
Meet Y.J. Shinwari, the founder and CEO of Ohmyfin Organisation LLC. Y.J.'s journey into the world of cross-border payments began when a critical business payment worth over $200,000 went missing for six weeks between correspondent banks. With no visibility, no updates, and no accountability, Y.J. experienced firsthand the frustration that millions of businesses and individuals face every day.
That experience became the catalyst for Ohmyfin Organisation LLC. Y.J. envisioned a platform where anyone — not just large financial institutions — could track their international payments with transparency and confidence, free of charge.
Prior to founding Ohmyfin Organisation LLC, Y.J. spent over a decade in financial technology, including senior roles at leading payment infrastructure firms. Y.J. led product and engineering teams responsible for real-time payment processing across SWIFT, SEPA, and Faster Payments networks. This deep understanding of correspondent banking, messaging standards, and settlement flows gives Ohmyfin Organisation LLC a technical foundation rooted in real-world expertise.
Based in Hawaii, Y.J. Shinwari is committed to making cross-border payment tracking accessible to everyone. Under Y.J.'s leadership, Ohmyfin Organisation LLC has grown to serve thousands of users across more than 80 countries, providing free payment verification to individuals across the globe.
Our Data Source
Ohmyfin Organisation sources SWIFT GPI payment status data directly through Bottomline Transform Technologies, a licensed SWIFT-connected service bureau. As a direct client, Ohmyfin queries live SWIFT GPI status on behalf of users who submit a UETR. This data source is fully independent of S.W.I.F.T. SC. A full explanation of our methodology and accuracy limitations is published at ohmyfin.org/methodology.
Independence
Ohmyfin Organisation LLC is completely independent — editorially, operationally, and financially. We have no ownership, contractual, commercial, or editorial relationship with:
- S.W.I.F.T. SC (the SWIFT cooperative) — we are not affiliated, endorsed, licensed, or certified by them.
- Any bank — we are not affiliated with, endorsed by, or in any commercial relationship with any bank or financial institution.
- Any government body or regulator — Ohmyfin is a privately owned LLC with no government investment or oversight beyond normal corporate law.
Our tracking results are not reviewed, approved, or endorsed by SWIFT or any bank. We do not provide financial advice and we cannot act on any payment — only the sending, receiving, or correspondent bank can do that.
We publish our full editorial and data independence statement at ohmyfin.org/methodology.
Legal Registration
Ohmyfin is operated by Ohmyfin Organisation LLC, incorporated under the laws of the State of Hawaii, USA. The company was originally incorporated in 2023 as FIN Organisation LLC and formally renamed in 2025 to reflect the service's exclusive focus on SWIFT international payment tracking.
Verify our company registration
You can independently verify our legal identity in the official Hawaii Department of Commerce & Consumer Affairs (DCCA) Business Registration Division registry.
- Legal name
- Ohmyfin Organisation LLC
- Jurisdiction
- State of Hawaii, USA
- File number
- 373820C5
- Registry status
- Active
Search the exact legal name or file number 373820C5. The registry listing confirms business registration status; it does not represent government endorsement of Ohmyfin's service.
- Legal name: Ohmyfin Organisation LLC
- Former name: FIN Organisation LLC (2023–2025)
- Jurisdiction: State of Hawaii, USA
- Founded: 2023 (continuously operating)
- Business address: 15442 Ventura Blvd., Ste 201-2681, Sherman Oaks, CA 91403, USA
- Phone: +1 (775) 902-7558
- Email: info@ohmyfin.org
- Company record: OpenCorporates →
- Regulatory record: No enforcement action, no sanction, and no consumer-protection finding against Ohmyfin Organisation LLC or ohmyfin.org in any jurisdiction.
Always Free for Individuals
Tracking your international payment on Ohmyfin Organisation LLC is, and always will be, completely free for individual users. We will never charge a private person to check the status of their own money.
We run this service voluntarily. Right now it is funded out of pocket. If the cost of running the infrastructure grows beyond what we can sustain, we may introduce non-intrusive ads — but even then, individual tracking will stay free. We will always be transparent about how we keep the lights on.
The only paid tier is a high-volume API plan aimed at banks, fintechs, and payment service providers who need to run thousands of lookups programmatically. Everyone else pays nothing.
Legal Entity
Ohmyfin is operated by Ohmyfin Organisation LLC, a limited liability company organised under the laws of the State of Hawaii, USA.
Business address: 15442 Ventura Blvd., Ste 201-2681, Sherman Oaks, CA 91403, United States.
Phone: +1 (775) 902-7558 · Email: info@ohmyfin.org
Our Domains — FinFine.org & FinFine.ai
Ohmyfin Organisation owns three domains for this service:
- ohmyfin.org — the canonical, official website (this site).
- finfine.org — owned by Ohmyfin Organisation; permanently redirects (HTTP 301) to ohmyfin.org.
- finfine.ai — owned by Ohmyfin Organisation; permanently redirects (HTTP 301) to ohmyfin.org.
FinFine.org and FinFine.ai are alternate brand names operated by the same legal entity — Ohmyfin Organisation LLC. Visiting either domain lands you directly on ohmyfin.org. They are not separate services.
Disclaimers and Be Aware of Scams
Ohmyfin Organisation LLC is not a financial institution, nor are we affiliated with the S.W.I.F.T. organization. While our tracking service provides valuable insights into international money transfers, we cannot confirm that funds were sent on behalf of the beneficiary.
If someone presents you with information from our website or any other tracker, claiming that a payment has been made in your name, exercise caution and refrain from trusting the information until the funds are credited to your bank account. Unfortunately, there is no foolproof way to validate MT103 or any other SWIFT forms.
As part of our tracking services, we provide statistics on the number of times a payment was tracked through our services. This allows you to identify any suspicious activity, such as scammers sharing UETR codes with a large number of potential victims.
Our Tracking Tools
To the best of our knowledge, Ohmyfin Organisation LLC is the only independent public SWIFT payment tracking service. We support several lookup methods:
How to Track a SWIFT Payment with Ohmyfin
- Obtain your SWIFT confirmation from the sending bank. Ask your bank for a copy of the MT103 or the equivalent pacs.008 ISO 20022 message for your transfer. Most banks will send this by email on the same business day.
- Locate your UETR or Transaction Reference Number. Find the UETR (a 36-character code in 8-4-4-4-12 hexadecimal format) in field 121 of the MT103, or find the Transaction Reference Number (TRN) in field 20. Both can be used to track your payment.
- Enter the reference into the Ohmyfin tracker. Go to ohmyfin.org, paste the UETR or TRN into the Payment Tracker field, and press Track Payment. No account or credit card is required.
- Review the real-time payment status. Ohmyfin returns the current status of your payment across the SWIFT GPI network, including which correspondent bank currently holds the funds, any deducted fees, and the estimated value date.