Ohmyfin Organisation LLC is an independent tracking service for international money transfers, integrated with a comprehensive database of correspondent banking data (Standard Settlement Instructions). We rely on data from banks and financial institutions to provide you with the most accurate and up-to-date aggregated information.
Our mission is to improve the speed and transparency of cross-border payments. We believe that most cross-border payments could be credited within a single business day. Together with banks and the whole ecosystem, we can change this.
We believe that our future is in the hands of fintechs and banks, therefor we provide a free trial for you to test our services, both WEB-based and API, and ready to adjust our solution for your needs.
When Ohmyfin Organisation LLC Can Be Helpful:
Ohmyfin Organisation LLC was originally incorporated as FIN Organisation LLC. In 2025 the company was formally renamed to Ohmyfin Organisation LLC to reflect the service's exclusive focus on SWIFT and international wire payment tracking.
How It Works:
Ohmyfin Organisation LLC requests status updates for your payment on your behalf from multiple banks and financial institutions, aggregating the data to provide you with an independent overview of your payment's progress. You can track your payment here using the UETR code (preferably) and/or the Transaction Reference Number. We highly recommend entering both identifiers to ensure you receive the most comprehensive information.
At Ohmyfin Organisation LLC, we maintain a comprehensive database of standard settlement instructions (SSI) for correspondent relations. This database enables you to access essential information about correspondent banking relationships, facilitating smoother and more efficient cross-border transactions.
Meet Y.J. Shinwari, the founder and CEO of Ohmyfin Organisation LLC. Y.J.'s journey into the world of cross-border payments began when a critical business payment worth over $200,000 went missing for six weeks between correspondent banks. With no visibility, no updates, and no accountability, Y.J. experienced firsthand the frustration that millions of businesses and individuals face every day.
That experience became the catalyst for Ohmyfin Organisation LLC. Y.J. envisioned a platform where anyone — not just large financial institutions — could track their international payments with transparency and confidence, free of charge.
Prior to founding Ohmyfin Organisation LLC, Y.J. spent over a decade in financial technology, including senior roles at leading payment infrastructure firms. Y.J. led product and engineering teams responsible for real-time payment processing across SWIFT, SEPA, and Faster Payments networks. This deep understanding of correspondent banking, messaging standards, and settlement flows gives Ohmyfin Organisation LLC a technical foundation rooted in real-world expertise.
Based in Hawaii, Y.J. Shinwari is committed to making cross-border payment tracking accessible to everyone. Under Y.J.'s leadership, Ohmyfin Organisation LLC has grown to serve thousands of users across more than 80 countries, providing free payment verification to individuals across the globe.
Ohmyfin Organisation sources SWIFT GPI payment status data directly through Bottomline Transform Technologies, a licensed SWIFT-connected service bureau. As a direct client, Ohmyfin queries live SWIFT GPI status on behalf of users who submit a UETR. This data source is fully independent of S.W.I.F.T. SC. A full explanation of our methodology and accuracy limitations is published at ohmyfin.org/methodology.
Ohmyfin Organisation LLC is completely independent — editorially, operationally, and financially. We have no ownership, contractual, commercial, or editorial relationship with:
Our tracking results are not reviewed, approved, or endorsed by SWIFT or any bank. We do not provide financial advice and we cannot act on any payment — only the sending, receiving, or correspondent bank can do that.
We publish our full editorial and data independence statement at ohmyfin.org/methodology.
Ohmyfin is operated by Ohmyfin Organisation LLC, incorporated under the laws of the State of Hawaii, USA. The company was originally incorporated in 2023 as FIN Organisation LLC and formally renamed in 2025 to reflect the service's exclusive focus on SWIFT international payment tracking.
Tracking your international payment on Ohmyfin Organisation LLC is, and always will be, completely free for individual users. We will never charge a private person to check the status of their own money.
We run this service voluntarily. Right now it is funded out of pocket. If the cost of running the infrastructure grows beyond what we can sustain, we may introduce non-intrusive ads — but even then, individual tracking will stay free. We will always be transparent about how we keep the lights on.
The only paid tier is a high-volume API plan aimed at banks, fintechs, and payment service providers who need to run thousands of lookups programmatically. Everyone else pays nothing.
Ohmyfin is operated by Ohmyfin Organisation LLC, a limited liability company organised under the laws of the State of Hawaii, USA.
Business address: 15442 Ventura Blvd., Ste 201-2681, Sherman Oaks, CA 91403, United States.
Phone: +1 (775) 902-7558 · Email: info@ohmyfin.org
Ohmyfin Organisation owns three domains for this service:
FinFine.org and FinFine.ai are alternate brand names operated by the same legal entity — Ohmyfin Organisation LLC. Visiting either domain lands you directly on ohmyfin.org. They are not separate services.
Ohmyfin Organisation LLC is not a financial institution, nor are we affiliated with the S.W.I.F.T. organization. While our tracking service provides valuable insights into international money transfers, we cannot confirm that funds were sent on behalf of the beneficiary.
If someone presents you with information from our website or any other tracker, claiming that a payment has been made in your name, exercise caution and refrain from trusting the information until the funds are credited to your bank account. Unfortunately, there is no foolproof way to validate MT103 or any other SWIFT forms.
As part of our tracking services, we provide statistics on the number of times a payment was tracked through our services. This allows you to identify any suspicious activity, such as scammers sharing UETR codes with a large number of potential victims.
To the best of our knowledge, Ohmyfin Organisation LLC is the only independent public SWIFT payment tracking service. We support several lookup methods: