Free for Individuals. Always.

Ohmyfin Organisation never charges ordinary users — anywhere in the world. The only paid product is high-volume API access for banks and financial institutions.

Payment Tracker

LIVE

Paste your UETR — we query the SWIFT GPI network in real time.

1UETR (Unique End-to-End Transaction Reference) What is a UETR?

36-character UUID from your MT103 field 121 or pacs.008 <UETR> tag. Where to find it →

Get Your Results by Email Optional

Receive your tracking result instantly after search

If not found, we’ll monitor for 7 days and alert you

No account needed — one-click unsubscribe

2 I confirm I am the sender, beneficiary, or authorized representative for this payment. Unauthorized tracking may violate applicable laws. Terms

Trusted by 2M+ users monthly · No account or card required

Encrypted | SWIFT Network Coverage | Real-time GPI

Free for anyone

No signup, no card, no catch

Completely free — 10 free trackings per day per IP address, no signup required
Full UETR / MT103 / pacs.008 status lookup
Email-on-found watcher (if you supply an email)
Sanctions screening (3 searches/hour)
Correspondent bank lookup
No card, no signup required

Track a payment

Free signed-in account — recommended

Still free, forever — Ohmyfin never charges individuals

Higher daily search limit — track more payments per day
Full personal payment history & archive
One-click re-checks on saved payments
Email + SMS + WhatsApp + Telegram tracking alerts
7-day background watcher on every tracked payment
Personal payment history and archive

Create free account

No card required. We will never ask you for one.

API for banks & financial institutions

The only paid product on Ohmyfin. Programmatic UETR / MT103 / pacs.008 lookup with volume pricing, SLA and sanctions-screening API. Banks, payment processors, EMIs, PSPs and fintechs only.

For banks & institutions

Volume API access

Custom volume pricing

Free trial available

Programmatic SWIFT GPI / MT103 / pacs.008 lookup over REST
High-volume daily quota with contractual SLA
Sanctions-screening API
Webhook callbacks on status changes
Dedicated account manager & VIP support
Custom integration support

See bank API details

Request a free trial

Payments processed securely via Stripe. Cancel anytime.

Frequently Asked Questions

Can I track payments without an account?

Yes. You can track up to 10 SWIFT payments per day per IP address without creating an account. Simply enter the UETR code on the homepage. Create a free account for a higher daily limit (15 per day plus a one-time 100-credit welcome allowance) — individuals are never charged.

What are credits?

Credits are used for individual payment tracking. New users receive 100 free credits on sign-up. Each tracking attempt uses 1 credit. Individuals are never charged for credits.

Is there a free trial for the bank API?

We offer a free trial for financial institutions (banks, fintechs, PSPs, and EMIs). Request your free trial to get started.

Do you offer API access?

API access is available to banks and financial institutions through our volume-pricing plan. This includes a REST API for payment tracking and sanctions screening. See our API documentation for details.

What payment methods do you accept?

We accept Visa, MasterCard, and American Express. All payments are processed securely via Stripe.

Questions about pricing? Talk to sales at info@ohmyfin.org

Financial Institutions: Start your free trial today to track cross-border payments efficiently

Trademarks & Non-Affiliation Notice

SWIFT, SWIFTNet, SWIFT GPI, SWIFT Go, UETR, BIC, MT, MX, FIN, pacs.008, pacs.009, camt, ISO 20022 and related message-type identifiers, codes and logos are trademarks, service marks or registered marks of Society for Worldwide Interbank Financial Telecommunication SCRL (S.W.I.F.T. SC), with registered office at Avenue Adèle 1, 1310 La Hulpe, Belgium, and/or ISO 20022 Registration Authority. IBAN is published under ISO 13616. Visa, Mastercard, SEPA, Fedwire, FedNow, CHAPS, TARGET2, RTGS and all bank names, brand names, BIC codes and logos referenced on this site are the property of their respective owners and are used purely for descriptive and reference purposes under nominative fair use.

Ohmyfin Organisation is an independent payment-status search and reference service. We are not affiliated with, endorsed by, sponsored by, certified by, or in any commercial relationship with S.W.I.F.T. SC, the ISO 20022 Registration Authority, the European Central Bank, the U.S. Federal Reserve, any central bank, any commercial or correspondent bank, any clearing house, or any payment-system operator. References to SWIFT message types, status codes, GPI tracking, ISO 20022 messages or any third-party product or trademark are made solely to describe the publicly documented payments ecosystem within which our independent search service operates.

We are not a bank, money-services business, payment institution, electronic-money issuer or settlement agent. We do not hold, transfer, send, receive, custody or settle funds. We do not initiate, modify, cancel, recall or release SWIFT or ISO 20022 payment messages. Information returned by our tools is provided on an “as-is” basis for informational and convenience purposes only and does not constitute financial, legal, regulatory or compliance advice. For binding confirmation, settlement status, value-date confirmation, refunds, recalls, investigations or any official record of a payment, customers must always contact their bank or licensed payment service provider directly.